Checking the original advert…
Guadalobón · Estepona · Málaga
Estepona townhouse credit assignment
147 m² townhouse with 3 bedrooms, 2 bathrooms, sea views, terrace, balcony and communal pool. The offering is a mortgage-backed credit assignment with no possession, pending judicial proceedings and renovation needs.
Reference D04-250426 · On Inmoblia since 11 September 2026 · Published by Solproperty
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.
- Type
- Townhouse
- Built area
- 147 m²
- Bedrooms
- 3
- Bathrooms
- 2
- Year built
- 1991
- Condition
- Needs renovation
- Occupancy
- Not stated
- Energy certificate
- D
Fittings and extras
What the property comes with and how much each item weighs in the “Property data” sub-score.
- Terrace +3
- Balcony
- Sea views +6
- Pool Communal +2
- Parking +5
The advert also mentions:
- Creditor position with mortgage guarantee
- Non-performing loan investment
- Transfer of collection rights and mortgage guarantee
- Buyer subrogates into the current creditor's position
- No possession of the property
- Property cannot be visited
- Physical possession depends on judicial proceedings
- Pending auction proceedings
- Conventional mortgage financing unavailable
- Green area
- Property valuation of €412,749
- Auction or appraisal value of €287,460
Free text we could not normalise into a comparable attribute, so it does not score.
How these values score
Municipal momentum
Where the local market is heading.
Rent price index
INE · 2011 base = 100 · yearly
Housing transactions
MIVAU · deals per year
Municipal demand
The structural depth of demand in the area.
Registered unemployment
SEPE · yearly average
Average gross income
AEAT · annual tax return
Registered population
INE · yearly population register
Net international migration
INE · immigration − emigration · yearly
Recorded offences
Ministry of the Interior · cumulative
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
They let for…
Comparable rentals in Estepona, including those already let.
This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:
- Possession: that it is vacant, with no squatters and no tenants on a live contract.
- If it is let, the current rent, the type of contract and its expiry date.
- The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
- The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
- The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
- Charges, mortgages, seizures or easements in the Land Registry extract.