Vilagarcía de Arousa · Pontevedra

Three-bedroom flat near Compostela beach

€135,000 1,421 €/m²

95 m² flat in Vilagarcía de Arousa with three bedrooms, two bathrooms, garage and storage room. Good condition, near the waterfront and beach, with lift, heating and communal amenities.

Estimated monthly account

Rental income+€485/month
Mortgage 80% · 25 years · Euribor 2.95%−€509/month
Costs IBI, service charge, allowance · estimated−€17/month
Net cash flow −€42/month

Estimated up-front investment €39,825 · 20% deposit + 9.5% purchase costs includes 8.0% transfer tax in Galicia; reduced rates may apply

On Inmoblia since 10 September 2026 · Published by Kasa Pazó

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Apartment
Built area
95 m²
Bedrooms
3
Bathrooms
2
Floors in the property
4
Condition
Good condition
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift
  • Heating +3
  • Air conditioning +3
  • Furnished +3
  • Terrace +3
  • Balcony
  • Pool
  • Garden
  • Parking 1 space +5
  • Storage room

The advert also mentions:

  • Near the waterfront promenade and Compostela beach
  • Equipped kitchen
  • Utility laundry room
  • Fitted wardrobes
  • Double-glazed aluminium windows
  • Laminate and tiled flooring
  • Quiet dwelling
  • Well-maintained communal areas
  • Master bedroom with en-suite bathroom
  • Barbecue area
  • Fibre-optic internet
  • Television connection

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.0% interanual
119.8 20112014201820212024 103.9 · 2011103.9 · 2011102.4 · 2012102.4 · 2012100.1 · 2013100.1 · 2013100.3 · 2014100.3 · 2014100 · 2015100 · 2015100.6 · 2016100.6 · 2016102.1 · 2017102.1 · 2017104.3 · 2018104.3 · 2018106.9 · 2019106.9 · 2019108.1 · 2020108.1 · 2020111 · 2021111 · 2021113.8 · 2022113.8 · 2022116.4 · 2023116.4 · 2023119.8 · 2024119.8 · 2024

Housing transactions

MIVAU · deals per year

−1.4% interanual
424 20112015201820222025 245 · 2011245 · 2011296 · 2012296 · 2012182 · 2013182 · 2013191 · 2014191 · 2014212 · 2015212 · 2015221 · 2016221 · 2016335 · 2017335 · 2017278 · 2018278 · 2018342 · 2019342 · 2019303 · 2020303 · 2020357 · 2021357 · 2021364 · 2022364 · 2022424 · 2023424 · 2023430 · 2024430 · 2024424 · 2025424 · 2025

Investment guide for Vilagarcía de Arousa

Municipal demand

The structural depth of demand in the area.

5.3 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€25,690/year)
23%Rent burden
median 34% annual rent as a share of household income · healthy below 30%
23.2 yearsPrice / Rent (PER)
median 29.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.1%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
15%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+7.3‰Net migration
median 11.8‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−3.2% interanual
1,959 20192021202320242026 3,204 · 20193,204 · 20193,474 · 20203,474 · 20203,096 · 20213,096 · 20212,803 · 20222,803 · 20222,505 · 20232,505 · 20232,336 · 20242,336 · 20242,023 · 20252,023 · 20251,959 · 20261,959 · 2026

Average gross income

AEAT · annual tax return

+3.9% interanual
€25,690 20132016201820212023 €20,144 · 2013€20,144 · 2013€20,072 · 2014€20,072 · 2014€20,791 · 2015€20,791 · 2015€21,145 · 2016€21,145 · 2016€21,496 · 2017€21,496 · 2017€21,925 · 2018€21,925 · 2018€22,613 · 2019€22,613 · 2019€22,694 · 2020€22,694 · 2020€23,390 · 2021€23,390 · 2021€24,731 · 2022€24,731 · 2022€25,690 · 2023€25,690 · 2023

Registered population

INE · yearly population register

0.0% interanual
37,888 20112014201820222025 37,903 · 201137,903 · 201137,903 · 201137,903 · 201137,621 · 201237,621 · 201237,621 · 201237,621 · 201237,741 · 201337,741 · 201337,741 · 201337,741 · 201337,712 · 201437,712 · 201437,712 · 201437,712 · 201437,482 · 201537,482 · 201537,482 · 201537,482 · 201537,283 · 201637,283 · 201637,283 · 201637,283 · 201637,479 · 201737,479 · 201737,479 · 201737,479 · 201737,519 · 201837,519 · 201837,519 · 201837,519 · 201837,456 · 201937,456 · 201937,456 · 201937,456 · 201937,565 · 202037,565 · 202037,565 · 202037,565 · 202037,545 · 202137,545 · 202137,545 · 202137,545 · 202137,677 · 202237,677 · 202237,677 · 202237,677 · 202237,689 · 202337,689 · 202337,689 · 202337,689 · 202337,761 · 202437,761 · 202437,761 · 202437,761 · 202437,888 · 202537,888 · 202537,888 · 202537,888 · 2025

Net international migration

INE · immigration − emigration · yearly

+9.5% interanual
276 2021202220232024 189 · 2021189 · 2021291 · 2022291 · 2022252 · 2023252 · 2023276 · 2024276 · 2024

Recorded offences

Ministry of the Interior · cumulative

+84.4% interanual
3,997 202420252026 435 · 2024435 · 2024879 · 2024879 · 20241,358 · 20241,358 · 20241,766 · 20241,766 · 20242,167 · 20252,167 · 20252,587 · 20252,587 · 20253,128 · 20253,128 · 20253,568 · 20253,568 · 20253,997 · 20263,997 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.