Data updated on 8 September 2026Data updated: 8 Sept 2026

Patraix · València · Valencia/València

Bare ownership flat in Patraix

€149,000 1,568 €/m²

95 m² exterior sixth-floor flat in Patraix with three bedrooms, one bathroom, lift, balcony and southwest orientation. Sold as bare ownership with lifelong usufruct retained by the current owners.

Estimated monthly account

Rental income+€779/month
Mortgage 80% · 25 years · Euribor 2.95%−€562/month
Costs IBI, service charge, allowance · estimated−€72/month
Net cash flow +€145/month

Estimated up-front investment €46,935 · 20% deposit + 11.5% purchase costs includes 10.0% transfer tax in Comunitat Valenciana; reduced rates may apply

Reference 02332 · On Inmoblia since 8 September 2026 · Published by Inmobiliaria Sefival

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Flat
Built area
95 m²
Usable area
89 m²
Bedrooms
3
Bathrooms
1
Floor
6
Year built
1975
Condition
Good condition
Transaction type
Bare ownership
Aspect
Exterior
Energy certificate
In progress
Orientation
South-west
Service charge
€50/month
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift +3
  • Air conditioning +3
  • Exterior-facing +4
  • Balcony

The advert also mentions:

  • Lifelong usufruct retained by current owners
  • Current owners aged 70 and 71
  • Usufructuaries pay property tax, community fees and future assessments
  • 40% discount against current market value
  • Independent fitted kitchen renovated approximately 10 years ago
  • Living room and kitchen open directly onto the balcony
  • Street views
  • Concrete facade
  • Aluminium exterior joinery
  • Wooden interior joinery
  • Terrazzo flooring
  • Mains electricity

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 6.3%An attractive annual rent against the purchase price.
  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+5.9% interanual
136.4 20112014201820212024 106.3 · 2011106.3 · 2011104 · 2012104 · 2012100.8 · 2013100.8 · 201399.6 · 201499.6 · 2014100 · 2015100 · 2015101.7 · 2016101.7 · 2016103.9 · 2017103.9 · 2017107.2 · 2018107.2 · 2018112.6 · 2019112.6 · 2019114.5 · 2020114.5 · 2020118.1 · 2021118.1 · 2021123.3 · 2022123.3 · 2022128.9 · 2023128.9 · 2023136.4 · 2024136.4 · 2024

Housing transactions

MIVAU · deals per year

−5.4% interanual
10,433 20112015201820222025 5,025 · 20115,025 · 20115,053 · 20125,053 · 20124,922 · 20134,922 · 20136,459 · 20146,459 · 20147,415 · 20157,415 · 20159,073 · 20169,073 · 201610,973 · 201710,973 · 201711,432 · 201811,432 · 201810,216 · 201910,216 · 20197,961 · 20207,961 · 202012,084 · 202112,084 · 202112,873 · 202212,873 · 202211,219 · 202311,219 · 202311,027 · 202411,027 · 202410,433 · 202510,433 · 2025

Investment guide for València

Municipal demand

The structural depth of demand in the area.

4.3 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€34,355/year)
27%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
15.9 yearsPrice / Rent (PER)
median 29.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.9%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
8%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+29.1‰Net migration
median 11.9‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−4.1% interanual
41,803 20192021202320242026 52,484 · 201952,484 · 201962,611 · 202062,611 · 202063,568 · 202163,568 · 202150,852 · 202250,852 · 202248,018 · 202348,018 · 202346,310 · 202446,310 · 202443,578 · 202543,578 · 202541,803 · 202641,803 · 2026

Average gross income

AEAT · annual tax return

+2.6% interanual
€34,355 20132016201820212023 €27,046 · 2013€27,046 · 2013€27,127 · 2014€27,127 · 2014€28,181 · 2015€28,181 · 2015€29,064 · 2016€29,064 · 2016€29,498 · 2017€29,498 · 2017€30,765 · 2018€30,765 · 2018€31,655 · 2019€31,655 · 2019€30,587 · 2020€30,587 · 2020€32,215 · 2021€32,215 · 2021€33,491 · 2022€33,491 · 2022€34,355 · 2023€34,355 · 2023

Registered population

INE · yearly population register

0.0% interanual
840,792 20112014201720202025 798,033 · 2011798,033 · 2011798,033 · 2011798,033 · 2011798,033 · 2011798,033 · 2011798,033 · 2011798,033 · 2011797,028 · 2012797,028 · 2012797,028 · 2012797,028 · 2012797,028 · 2012797,028 · 2012797,028 · 2012797,028 · 2012792,303 · 2013792,303 · 2013792,303 · 2013792,303 · 2013792,303 · 2013792,303 · 2013792,303 · 2013792,303 · 2013786,424 · 2014786,424 · 2014786,424 · 2014786,424 · 2014786,424 · 2014786,424 · 2014786,424 · 2014786,424 · 2014786,189 · 2015786,189 · 2015786,189 · 2015786,189 · 2015786,189 · 2015786,189 · 2015786,189 · 2015786,189 · 2015790,201 · 2016790,201 · 2016790,201 · 2016790,201 · 2016790,201 · 2016790,201 · 2016790,201 · 2016790,201 · 2016787,808 · 2017787,808 · 2017787,808 · 2017787,808 · 2017787,808 · 2017787,808 · 2017787,808 · 2017787,808 · 2017791,413 · 2018791,413 · 2018791,413 · 2018791,413 · 2018791,413 · 2018791,413 · 2018791,413 · 2018791,413 · 2018794,288 · 2019794,288 · 2019794,288 · 2019794,288 · 2019794,288 · 2019794,288 · 2019794,288 · 2019794,288 · 2019800,215 · 2020800,215 · 2020800,215 · 2020800,215 · 2020800,215 · 2020800,215 · 2020800,215 · 2020800,215 · 2020789,744 · 2021789,744 · 2021789,744 · 2021789,744 · 2021789,744 · 2021789,744 · 2021789,744 · 2021789,744 · 2021792,492 · 2022792,492 · 2022792,492 · 2022792,492 · 2022807,693 · 2023807,693 · 2023807,693 · 2023807,693 · 2023825,948 · 2024825,948 · 2024825,948 · 2024825,948 · 2024840,792 · 2025840,792 · 2025840,792 · 2025840,792 · 2025

Net international migration

INE · immigration − emigration · yearly

−0.4% interanual
24,476 2021202220232024 9,011 · 20219,011 · 202119,950 · 202219,950 · 202224,563 · 202324,563 · 202324,476 · 202424,476 · 2024

Recorded offences

Ministry of the Interior · cumulative

+81.0% interanual
140,702 202420252026 16,643 · 202416,643 · 202432,103 · 202432,103 · 202448,318 · 202448,318 · 202462,709 · 202462,709 · 202477,747 · 202577,747 · 202593,641 · 202593,641 · 2025110,236 · 2025110,236 · 2025125,193 · 2025125,193 · 2025140,702 · 2026140,702 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.