252 m² first-floor flat in Madrid’s Argüelles district with four stated bedrooms and two bathrooms. Bare ownership in a representative building with porter service, lift and accessible entrance.
Estimated monthly account
Rental income+€3,528/month
Mortgage 80% · 25 years · Euribor 2.95%−€2,981/month
Costs IBI, service charge, allowance · estimated−€125/month
Net cash flow+€422/month
Estimated up-front investment €217,250 · 20% deposit + 7.5% purchase costs includes 6.0% transfer tax in Comunidad de Madrid; reduced rates may apply
On Inmoblia since 7 September 2026 · Published by Investfy
The property
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
Some advert data is uncertain
We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.
Type
Flat
Built area
252 m²
Bathrooms
2
Toilets
2
Floor
primero
Transaction type
Bare ownership
Aspect
Exterior
Fittings
Fittings and extras
What the property comes with and how much each item weighs in the “Property data” sub-score.
Lift
Heating+3
Exterior-facing+4
The advert also mentions:
Stated valuation of €1,300,000
Representative seven-storey building
Daily porter service
Accessible entrance with ramp
Three connected salons
Open-plan office
Additional kitchen
Views over a quieter parallel street
300 metres from Argüelles metro station
700 metres from Moncloa transport interchange
Three minutes on foot from Parque del Oeste
Five minutes on foot from El Corte Inglés
Free text we could not normalise into a comparable attribute, so it does not score.
median 7.8 yearsyears of household income to pay for the home (€43,646/year)
97%Rent burden
median 33%annual rent as a share of household income · healthy below 30%
18.7 yearsPrice / Rent (PER)
median 28.9 yearsyears of rent to pay off the purchase · lower is cheaper relative to its rent
+1.3%Rent trajectory
0 = flataverage annual growth of the municipal rent index (INE)
5%Unemployment rate (approx.)
median 10%unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+21.1‰Net migration
median 11.8‰arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand
Registered unemployment
SEPE · yearly average
−1.4% interanual
Average gross income
AEAT · annual tax return
+1.6% interanual
Registered population
INE · yearly population register
0.0% interanual
Net international migration
INE · immigration − emigration · yearly
−28.8% interanual
Recorded offences
Ministry of the Interior · cumulative
+77.7% interanual
Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.
Comparables
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
They let for…
Comparable rentals in Madrid, including those already let.
This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:
Possession: that it is vacant, with no squatters and no tenants on a live contract.
If it is let, the current rent, the type of contract and its expiry date.
The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
Charges, mortgages, seizures or easements in the Land Registry extract.
Context for the AI
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