Mijas Costa · Mijas · Málaga

Bare-ownership townhouse with 40 m² patio

€250,000 1,563 €/m²

Well-maintained 160 m² townhouse in Mijas Costa with 145 m² usable area, private patio and 40 m² soundproof basement. The listing describes a three-bedroom adaptation but separately states four rooms.

Estimated monthly account

Rental income+€1,392/month
Mortgage 80% · 25 years · Euribor 2.95%−€943/month
Costs IBI, service charge, allowance · estimated−€110/month
Net cash flow +€338/month

Estimated up-front investment €71,250 · 20% deposit + 8.5% purchase costs includes 7.0% transfer tax in Andalucía; reduced rates may apply

Reference KOS-845-NP · On Inmoblia since 3 September 2026 · Published by Kosta Del Sol Inmobiliaria

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Townhouse
Built area
160 m²
Usable area
145 m²
Bathrooms
1
Condition
Good condition
Transaction type
Bare ownership
Tenure
Tenure unconfirmed
Aspect
Exterior
Orientation
South
Service charge
€65/month
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Heating +3
  • Air conditioning +3
  • Exterior-facing +4

The advert also mentions:

  • Private 40 m² patio
  • 40 m² soundproof basement
  • Independent equipped kitchen
  • Heat-pump heating
  • Electric water heater
  • Built-in wardrobes
  • Armoured front door
  • Double glazing
  • Street views
  • Sea 2 km away
  • Annual property tax of 400 euros
  • PMR-adapted access

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 6.7%An attractive annual rent against the purchase price.
  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+4.4% interanual
128.8 20112014201820212024 103 · 2011103 · 2011101.3 · 2012101.3 · 201298.6 · 201398.6 · 201399.4 · 201499.4 · 2014100 · 2015100 · 2015102.7 · 2016102.7 · 2016105.2 · 2017105.2 · 2017109 · 2018109 · 2018113.1 · 2019113.1 · 2019113.7 · 2020113.7 · 2020115.6 · 2021115.6 · 2021119.3 · 2022119.3 · 2022123.4 · 2023123.4 · 2023128.8 · 2024128.8 · 2024

Housing transactions

MIVAU · deals per year

−16.1% interanual
3,190 20112015201820222025 1,547 · 20111,547 · 20112,000 · 20122,000 · 20122,078 · 20132,078 · 20132,382 · 20142,382 · 20142,374 · 20152,374 · 20152,500 · 20162,500 · 20162,904 · 20172,904 · 20173,047 · 20183,047 · 20182,832 · 20192,832 · 20192,291 · 20202,291 · 20203,306 · 20213,306 · 20214,162 · 20224,162 · 20223,352 · 20233,352 · 20233,800 · 20243,800 · 20243,190 · 20253,190 · 2025

Investment guide for Mijas

Municipal demand

The structural depth of demand in the area.

9.3 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€26,858/year)
62%Rent burden
median 34% annual rent as a share of household income · healthy below 30%
15 yearsPrice / Rent (PER)
median 29.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.7%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
14%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+13.8‰Net migration
median 11.8‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−8.4% interanual
5,115 20192021202320242026 7,001 · 20197,001 · 20198,992 · 20208,992 · 20208,782 · 20218,782 · 20216,959 · 20226,959 · 20226,235 · 20236,235 · 20235,955 · 20245,955 · 20245,584 · 20255,584 · 20255,115 · 20265,115 · 2026

Average gross income

AEAT · annual tax return

+3.9% interanual
€26,858 20132016201820212023 €20,157 · 2013€20,157 · 2013€20,021 · 2014€20,021 · 2014€20,734 · 2015€20,734 · 2015€20,803 · 2016€20,803 · 2016€21,600 · 2017€21,600 · 2017€22,423 · 2018€22,423 · 2018€22,982 · 2019€22,982 · 2019€22,546 · 2020€22,546 · 2020€24,505 · 2021€24,505 · 2021€25,846 · 2022€25,846 · 2022€26,858 · 2023€26,858 · 2023

Registered population

INE · yearly population register

0.0% interanual
95,104 20112014201820222025 79,262 · 201179,262 · 201179,262 · 201179,262 · 201182,124 · 201282,124 · 201282,124 · 201282,124 · 201285,600 · 201385,600 · 201385,600 · 201385,600 · 201377,521 · 201477,521 · 201477,521 · 201477,521 · 201479,483 · 201579,483 · 201579,483 · 201579,483 · 201577,769 · 201677,769 · 201677,769 · 201677,769 · 201677,151 · 201777,151 · 201777,151 · 201777,151 · 201780,630 · 201880,630 · 201880,630 · 201880,630 · 201882,742 · 201982,742 · 201982,742 · 201982,742 · 201985,397 · 202085,397 · 202085,397 · 202085,397 · 202086,744 · 202186,744 · 202186,744 · 202186,744 · 202189,502 · 202289,502 · 202289,502 · 202289,502 · 202291,691 · 202391,691 · 202391,691 · 202391,691 · 202393,302 · 202493,302 · 202493,302 · 202493,302 · 202495,104 · 202595,104 · 202595,104 · 202595,104 · 2025

Net international migration

INE · immigration − emigration · yearly

+101.1% interanual
1,313 2021202220232024 245 · 2021245 · 20211,400 · 20221,400 · 2022653 · 2023653 · 20231,313 · 20241,313 · 2024

Recorded offences

Ministry of the Interior · cumulative

+75.0% interanual
12,335 202420252026 1,396 · 20241,396 · 20242,856 · 20242,856 · 20244,500 · 20244,500 · 20245,807 · 20245,807 · 20247,047 · 20257,047 · 20258,449 · 20258,449 · 20259,856 · 20259,856 · 202511,082 · 202511,082 · 202512,335 · 202612,335 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.