Centro Ciudad - El Carmen · Vélez-Málaga · Málaga

Mixed-use building with 900m²

€700,000

Three-storey mixed-use building in central Vélez Málaga, combining two commercial floors with a 250m² residence. Includes an elevator, terraces, patios and renovation potential.

Reference VM-3884EDF · On Inmoblia since 3 September 2026 · Published by Imf Gestión De Inmuebles

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Building
Built area (source, uncertain)
900 m²
Plot
326 m²
Bathrooms
2
Floors in the property
3
Year built
1980
Condition
Needs renovation
Occupancy
Vacant
Energy certificate
D
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift
  • Terrace

The advert also mentions:

  • Two open-plan commercial floors
  • Three offices and a separate office
  • Interior patios
  • Large kitchen with office
  • Independent staircases
  • Suitable for business or showroom use

Free text we could not normalise into a comparable attribute, so it does not score.

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Ready to move intoFree of tenants: available to let from day one.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+5.1% interanual
127.5 20112014201820212024 105.3 · 2011105.3 · 2011103.6 · 2012103.6 · 2012102.1 · 2013102.1 · 201399.5 · 201499.5 · 2014100 · 2015100 · 2015101.4 · 2016101.4 · 2016103.7 · 2017103.7 · 2017106.8 · 2018106.8 · 2018111.2 · 2019111.2 · 2019112.6 · 2020112.6 · 2020113.8 · 2021113.8 · 2021118 · 2022118 · 2022121.2 · 2023121.2 · 2023127.5 · 2024127.5 · 2024

Housing transactions

MIVAU · deals per year

−15.4% interanual
1,410 20112015201820222025 1,095 · 20111,095 · 2011884 · 2012884 · 2012790 · 2013790 · 2013910 · 2014910 · 20141,075 · 20151,075 · 20151,271 · 20161,271 · 20161,373 · 20171,373 · 20171,645 · 20181,645 · 20181,391 · 20191,391 · 20191,130 · 20201,130 · 20201,722 · 20211,722 · 20211,860 · 20221,860 · 20221,728 · 20231,728 · 20231,667 · 20241,667 · 20241,410 · 20251,410 · 2025

These series describe the municipality's housing market; for this asset they are context for the area, not for its own segment.

Investment guide for Vélez-Málaga

Municipal demand

The structural depth of demand in the area.

+1.5%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
14%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+6.0‰Net migration
median 11.9‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−8.5% interanual
5,095 20192021202320242026 7,317 · 20197,317 · 20198,522 · 20208,522 · 20207,998 · 20217,998 · 20217,001 · 20227,001 · 20226,661 · 20236,661 · 20236,222 · 20246,222 · 20245,571 · 20255,571 · 20255,095 · 20265,095 · 2026

Average gross income

AEAT · annual tax return

+3.7% interanual
€25,010 20132016201820212023 €19,262 · 2013€19,262 · 2013€19,084 · 2014€19,084 · 2014€19,888 · 2015€19,888 · 2015€20,272 · 2016€20,272 · 2016€20,796 · 2017€20,796 · 2017€21,608 · 2018€21,608 · 2018€21,933 · 2019€21,933 · 2019€22,073 · 2020€22,073 · 2020€23,206 · 2021€23,206 · 2021€24,128 · 2022€24,128 · 2022€25,010 · 2023€25,010 · 2023

Registered population

INE · yearly population register

0.0% interanual
86,048 20112014201820222025 77,004 · 201177,004 · 201177,004 · 201177,004 · 201178,467 · 201278,467 · 201278,467 · 201278,467 · 201276,911 · 201376,911 · 201376,911 · 201376,911 · 201377,808 · 201477,808 · 201477,808 · 201477,808 · 201478,166 · 201578,166 · 201578,166 · 201578,166 · 201578,890 · 201678,890 · 201678,890 · 201678,890 · 201679,878 · 201779,878 · 201779,878 · 201779,878 · 201780,817 · 201880,817 · 201880,817 · 201880,817 · 201881,643 · 201981,643 · 201981,643 · 201981,643 · 201982,365 · 202082,365 · 202082,365 · 202082,365 · 202082,967 · 202182,967 · 202182,967 · 202182,967 · 202183,899 · 202283,899 · 202283,899 · 202283,899 · 202285,377 · 202385,377 · 202385,377 · 202385,377 · 202385,990 · 202485,990 · 202485,990 · 202485,990 · 202486,048 · 202586,048 · 202586,048 · 202586,048 · 2025

Net international migration

INE · immigration − emigration · yearly

−16.7% interanual
515 2021202220232024 570 · 2021570 · 2021921 · 2022921 · 2022618 · 2023618 · 2023515 · 2024515 · 2024

Recorded offences

Ministry of the Interior · cumulative

+84.5% interanual
10,400 202420252026 1,116 · 20241,116 · 20242,247 · 20242,247 · 20243,414 · 20243,414 · 20244,556 · 20244,556 · 20245,636 · 20255,636 · 20256,818 · 20256,818 · 20258,073 · 20258,073 · 20259,167 · 20259,167 · 202510,400 · 202610,400 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

They sell for…

Comparable sales in Vélez-Málaga, including those already sold.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.