Checking the original advert…
Los Dolores · Cartagena · Murcia · 30310
Third-floor flat in Cartagena
99.47 m² flat in Los Dolores with three bedrooms, one toilet and a terrace. The property is vacant and not the debtor's habitual residence.
Estimated monthly account
Estimated up-front investment €57,154 · 20% deposit + 9.5% purchase costs includes 8.0% transfer tax in Región de Murcia; reduced rates may apply
Reference SUB-JA-2026-264418 · On Inmoblia since 1 September 2026
Auction details
Official terms published on the BOE auction portal.
- Possession
- Vacant
- Prior charges
- Yes, charges published
- Viewable
- No
- Deposit to bid
- €9,687
- Auction closes
- 14 September 2026
Charges published by the BOE: Se cancelan la carga registral que da lugar a esta subasta y todas las posteriores. Se mantendrán las cargas o gravámenes anteriores o del mismo rango, y quien se adjudique el inmueble se subroga en la responsabilidad que garantizan. Los interesados han de comprobar qué cargas existen y su estado actual. Además del precio ofrecido y esas posibles cargas, se han de abonar otros gastos e impuestos, por lo que antes de participar es conveniente consultar con expertos.
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
- Type
- Flat
- Built area
- 91 m²
- Bedrooms
- 3
- Toilets
- 1
- Floor
- 3
- Year built
- 1968
- Occupancy
- Vacant
- Transaction type
- Auction
Fittings and extras
Property characteristics published in the auction file.
- Terrace
The advert also mentions:
- 11.111% ownership quota
- Registered property 51815
- IDUFIR 30013000153264
- Judicial enforcement auction
Free text we could not normalise into a comparable attribute, so it does not score.
What the analysis sees
The specific signals the model finds in this property and its municipality, before going into the score in detail.
In favour
- Vacant possessionThe file states that the property is free of occupants.
Against
- Deposit requiredBidding requires posting the deposit the BOE demands in advance.
- No discountThe effective bid does not improve on our market valuation of the property.
- Prior charges publishedThe BOE publishes prior charges that may survive the award.
How the score is built
The auction score is the weighted sum of five factors. Each panel shows its contribution and stays collapsed until you want to review the data behind it.
Discount to market
0
Discount to market
- Effective bid
- €193,742
- Estimated market value
- €164,007
- Calculated discount
- −18%
The discount rises on a gradual curve: 20% is worth about 49/100 and 60% about 86/100. Source: the bid published by the BOE and Inmoblia's explainable valuation; the court appraisal is not used as market value.
Prior charges
15
Prior charges
- Published position
- Yes, charges published
BOE text: Se cancelan la carga registral que da lugar a esta subasta y todas las posteriores. Se mantendrán las cargas o gravámenes anteriores o del mismo rango, y quien se adjudique el inmueble se subroga en la responsabilidad que garantizan. Los interesados han de comprobar qué cargas existen y su estado actual. Además del precio ofrecido y esas posibles cargas, se han de abonar otros gastos e impuestos, por lo que antes de participar es conveniente consultar con expertos.
Prior charges may survive the award. No declared charges scores 100; if the BOE does not state it, 45; with published charges, 15.
Possession
100
Possession
- Published position
- Vacant
A vacant property scores 100; tenanted, 55; position unknown, 45; and occupied, 10, for the cost and time recovering possession may take.
Municipal liquidity
42
Municipal liquidity
Repossessions are a provincial figure (INE) and turnover is municipal (MIVAU). They measure the market's risk and how easily it resells, not the quality of this particular property.
Without enough municipal coverage the factor stays at 50, neutral: it neither rewards nor penalises.
Valuation reliability
100
Valuation reliability
- Valuation confidence
- high confidence
- Evidence coverage
- 83%
The discount is only as reliable as the market value used as its reference. A high-confidence valuation scores 100; medium, 65; low or absent, 30.
Explainable valuation
An indicative estimate, not a certified appraisal. Each type of evidence is shown separately.
Fair purchase range
municipioFair rent range
6,741 observationsModel explainable-municipal-v2 · calculated on 3 September 2026. high confidence, adjusted for recency, granularity, sample and dispersion.
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
In most court auctions the charges ranking ahead of the executing creditor are not extinguished: the successful bidder takes them on. Possession is not guaranteed and may require eviction proceedings at the buyer's cost. Bidding requires a digital certificate, DNIe or Cl@ve and posting the stated deposit in advance. Always check the full terms in the official BOE notice.
High confidence: the data behind the auction analysis is well covered.
Confidence measures how much data we hold, not the quality of the investment. We publish no arrears estimates: income, employment and crime figures are market context, never an indicator of tenant risk.