Mar Menor de Cartagena – Cabo de Palos · Cartagena · Murcia · 30380

Sea-view flat in Veneciola Golf

€175,000 2,059 €/m²

85 m², two-bedroom apartment in La Manga with southwest orientation, Mediterranean views, terrace, garage and storage room. Furnished and in good condition, with communal pool, padel court and children’s play area.

Estimated monthly account

Rental income+€459/month
Mortgage 80% · 25 years · Euribor 2.95%−€660/month
Costs IBI, service charge, allowance · estimated−€17/month
Net cash flow −€219/month

Estimated up-front investment €51,625 · 20% deposit + 9.5% purchase costs includes 8.0% transfer tax in Región de Murcia; reduced rates may apply

On Inmoblia since 31 August 2026 · Published by Interplaya

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Flat
Built area
85 m²
Bedrooms
2
Bathrooms
1
Condition
Good condition
Orientation
South-west
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift
  • Air conditioning +3
  • Furnished +3
  • Terrace +3
  • Sea views +6
  • Pool Communal +2
  • Parking 1 space +5
  • Storage room

The advert also mentions:

  • Fitted wardrobes
  • Independent equipped kitchen
  • Utility room
  • Direct lift access from garage to apartment
  • Paddle court
  • Children’s play area
  • Nearby restaurants, cafés, supermarket, pharmacy, health centre and bus stop
  • No buyer commission

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+2.9% interanual
118.8 20112014201820212024 106.8 · 2011106.8 · 2011104.1 · 2012104.1 · 2012100.9 · 2013100.9 · 2013100.5 · 2014100.5 · 2014100 · 2015100 · 2015101.9 · 2016101.9 · 2016102.9 · 2017102.9 · 2017104.6 · 2018104.6 · 2018107.1 · 2019107.1 · 2019108.3 · 2020108.3 · 2020110.7 · 2021110.7 · 2021113.1 · 2022113.1 · 2022115.5 · 2023115.5 · 2023118.8 · 2024118.8 · 2024

Housing transactions

MIVAU · deals per year

+5.8% interanual
3,753 20112015201820222025 1,601 · 20111,601 · 20111,640 · 20121,640 · 20121,143 · 20131,143 · 20131,596 · 20141,596 · 20141,845 · 20151,845 · 20152,043 · 20162,043 · 20162,397 · 20172,397 · 20172,666 · 20182,666 · 20182,817 · 20192,817 · 20192,516 · 20202,516 · 20203,552 · 20213,552 · 20213,561 · 20223,561 · 20222,981 · 20232,981 · 20233,548 · 20243,548 · 20243,753 · 20253,753 · 2025

Investment guide for Cartagena

Municipal demand

The structural depth of demand in the area.

6 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€29,082/year)
19%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
31.8 yearsPrice / Rent (PER)
median 28.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+0.8%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
14%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+7.1‰Net migration
median 12‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−2.9% interanual
12,089 20192021202320242026 16,455 · 201916,455 · 201918,823 · 202018,823 · 202017,797 · 202117,797 · 202115,285 · 202215,285 · 202214,346 · 202314,346 · 202313,135 · 202413,135 · 202412,446 · 202512,446 · 202512,089 · 202612,089 · 2026

Average gross income

AEAT · annual tax return

+3.5% interanual
€29,082 20132016201820212023 €23,704 · 2013€23,704 · 2013€23,640 · 2014€23,640 · 2014€24,712 · 2015€24,712 · 2015€24,651 · 2016€24,651 · 2016€25,180 · 2017€25,180 · 2017€25,906 · 2018€25,906 · 2018€26,593 · 2019€26,593 · 2019€26,686 · 2020€26,686 · 2020€27,100 · 2021€27,100 · 2021€28,090 · 2022€28,090 · 2022€29,082 · 2023€29,082 · 2023

Registered population

INE · yearly population register

0.0% interanual
220,704 20112014201820222025 214,918 · 2011214,918 · 2011214,918 · 2011214,918 · 2011216,655 · 2012216,655 · 2012216,655 · 2012216,655 · 2012217,641 · 2013217,641 · 2013217,641 · 2013217,641 · 2013216,451 · 2014216,451 · 2014216,451 · 2014216,451 · 2014216,301 · 2015216,301 · 2015216,301 · 2015216,301 · 2015214,759 · 2016214,759 · 2016214,759 · 2016214,759 · 2016214,177 · 2017214,177 · 2017214,177 · 2017214,177 · 2017213,943 · 2018213,943 · 2018213,943 · 2018213,943 · 2018214,802 · 2019214,802 · 2019214,802 · 2019214,802 · 2019216,108 · 2020216,108 · 2020216,108 · 2020216,108 · 2020216,365 · 2021216,365 · 2021216,365 · 2021216,365 · 2021216,961 · 2022216,961 · 2022216,961 · 2022216,961 · 2022218,050 · 2023218,050 · 2023218,050 · 2023218,050 · 2023219,777 · 2024219,777 · 2024219,777 · 2024219,777 · 2024220,704 · 2025220,704 · 2025220,704 · 2025220,704 · 2025

Net international migration

INE · immigration − emigration · yearly

−7.7% interanual
1,555 2021202220232024 1,087 · 20211,087 · 20212,156 · 20222,156 · 20221,685 · 20231,685 · 20231,555 · 20241,555 · 2024

Recorded offences

Ministry of the Interior · cumulative

+78.0% interanual
22,114 202420252026 2,297 · 20242,297 · 20244,845 · 20244,845 · 20247,542 · 20247,542 · 202410,103 · 202410,103 · 202412,424 · 202512,424 · 202515,014 · 202515,014 · 202517,529 · 202517,529 · 202519,861 · 202519,861 · 202522,114 · 202622,114 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

They let for…

Comparable rentals in Cartagena, including those already let.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.