Cártama Pueblo · Cártama · Málaga

Spacious Cártama chalet with communal pools

€311,000 1,747 €/m²

178 m² chalet with four stated bedrooms, two full bathrooms and a toilet. Includes basement, private patio, rooftop, outdoor parking and access to communal pools and green areas.

Estimated monthly account

Rental income+€1,353/month
Mortgage 80% · 25 years · Euribor 2.86%−€1,162/month
Costs IBI, service charge, allowance · estimated−€80/month
Net cash flow +€111/month

Estimated up-front investment €96,410 · 20% deposit + 11% purchase costs

Reference 37849 · On Inmoblia since 31 August 2026 · Published by Valoracasa

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Detached house
Built area
178 m²
Bedrooms
4
Bathrooms
2
Toilets
1
Year built
2003
Service charge
€22/month
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Pool Communal +2
  • Garden Communal
  • Parking +5

The advert also mentions:

  • Annual property tax of €443.73
  • Independent kitchen
  • Basement with potential as storage or leisure room
  • Attic
  • Private patio
  • Rooftop with views
  • Children's areas
  • Walking-distance services
  • Near the motorway
  • Connection to Málaga

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.5% interanual
128.5 20112014201820212024 104.2 · 2011104.2 · 201197.7 · 201297.7 · 201296.9 · 201396.9 · 201395.9 · 201495.9 · 2014100 · 2015100 · 2015105.5 · 2016105.5 · 2016105.5 · 2017105.5 · 2017109.4 · 2018109.4 · 2018112.6 · 2019112.6 · 2019115.3 · 2020115.3 · 2020116.1 · 2021116.1 · 2021120 · 2022120 · 2022124.2 · 2023124.2 · 2023128.5 · 2024128.5 · 2024

Housing transactions

MIVAU · deals per year

−6.9% interanual
299 20112015201820222025 205 · 2011205 · 2011235 · 2012235 · 201285 · 201385 · 2013127 · 2014127 · 2014166 · 2015166 · 2015178 · 2016178 · 2016204 · 2017204 · 2017345 · 2018345 · 2018210 · 2019210 · 2019250 · 2020250 · 2020324 · 2021324 · 2021416 · 2022416 · 2022295 · 2023295 · 2023321 · 2024321 · 2024299 · 2025299 · 2025

Investment guide for Cártama

Municipal demand

The structural depth of demand in the area.

13 yearsPurchase affordability
median 8.1 years years of household income to pay for the home (€23,917/year)
68%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
19.2 yearsPrice / Rent (PER)
median 28 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.6%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
22%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+0.6‰Net migration
median 12.1‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−5.6% interanual
1,804 20192021202320242026 2,311 · 20192,311 · 20192,812 · 20202,812 · 20202,745 · 20212,745 · 20212,400 · 20222,400 · 20222,218 · 20232,218 · 20232,056 · 20242,056 · 20241,912 · 20251,912 · 20251,804 · 20261,804 · 2026

Average gross income

AEAT · annual tax return

+7.0% interanual
€23,917 20132016201820212023 €17,732 · 2013€17,732 · 2013€17,796 · 2014€17,796 · 2014€18,486 · 2015€18,486 · 2015€18,870 · 2016€18,870 · 2016€19,584 · 2017€19,584 · 2017€20,377 · 2018€20,377 · 2018€20,641 · 2019€20,641 · 2019€20,402 · 2020€20,402 · 2020€21,459 · 2021€21,459 · 2021€22,361 · 2022€22,361 · 2022€23,917 · 2023€23,917 · 2023

Registered population

INE · yearly population register

0.0% interanual
29,333 20112014201820222025 22,867 · 201122,867 · 201122,867 · 201122,867 · 201123,664 · 201223,664 · 201223,664 · 201223,664 · 201224,242 · 201324,242 · 201324,242 · 201324,242 · 201324,328 · 201424,328 · 201424,328 · 201424,328 · 201424,592 · 201524,592 · 201524,592 · 201524,592 · 201524,824 · 201624,824 · 201624,824 · 201624,824 · 201625,317 · 201725,317 · 201725,317 · 201725,317 · 201725,758 · 201825,758 · 201825,758 · 201825,758 · 201826,259 · 201926,259 · 201926,259 · 201926,259 · 201926,738 · 202026,738 · 202026,738 · 202026,738 · 202027,436 · 202127,436 · 202127,436 · 202127,436 · 202127,712 · 202227,712 · 202227,712 · 202227,712 · 202228,412 · 202328,412 · 202328,412 · 202328,412 · 202328,934 · 202428,934 · 202428,934 · 202428,934 · 202429,333 · 202529,333 · 202529,333 · 202529,333 · 2025

Net international migration

INE · immigration − emigration · yearly

−5.6% interanual
17 2021202220232024 -92 · 2021-92 · 2021108 · 2022108 · 202218 · 202318 · 202317 · 202417 · 2024

Recorded offences

Ministry of the Interior · cumulative

+80.7% interanual
2,499 202420252026 268 · 2024268 · 2024562 · 2024562 · 2024836 · 2024836 · 20241,126 · 20241,126 · 20241,383 · 20251,383 · 20251,655 · 20251,655 · 20251,945 · 20251,945 · 20252,205 · 20252,205 · 20252,499 · 20262,499 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.