Donostia/San Sebastián · Gipuzkoa

Bare-ownership flat in Donostia, 2 bedrooms

  • Tenanted
€95,000 1,667 €/m²

57 m² fifth-floor flat in Donostia-San Sebastián with two bedrooms, an updated bathroom and elevator. Currently rented and sold as bare ownership with a single payment.

Estimated monthly account

Rental income+€798/month
Mortgage 80% · 25 years · Euribor 2.95%−€358/month
Net cash flow +€440/month

Estimated up-front investment €24,225 · 20% deposit + 5.5% purchase costs includes 4.0% transfer tax in País Vasco; reduced rates may apply

On Inmoblia since 29 August 2026 · Published by Mas Vida

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Flat
Built area
57 m²
Bedrooms
2
Bathrooms
1
Floor
quinta
Occupancy
Tenanted
Transaction type
Bare ownership
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift +3

The advert also mentions:

  • Single payment
  • Viewings unavailable
  • Equipped kitchen
  • Recently renovated bathroom
  • Purchase costs paid by the buyer
  • Professional fees of €6,000 plus VAT excluded

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 10.1%An attractive annual rent against the purchase price.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Housing transactions

MIVAU · deals per year

+5.4% interanual
2,284 20112015201820222025 1,315 · 20111,315 · 20111,158 · 20121,158 · 20121,222 · 20131,222 · 20131,665 · 20141,665 · 20141,817 · 20151,817 · 20152,009 · 20162,009 · 20162,238 · 20172,238 · 20172,245 · 20182,245 · 20182,560 · 20192,560 · 20192,044 · 20202,044 · 20202,297 · 20212,297 · 20212,166 · 20222,166 · 20221,853 · 20231,853 · 20232,167 · 20242,167 · 20242,284 · 20252,284 · 2025

Investment guide for Donostia/San Sebastián

Municipal demand

The structural depth of demand in the area.

9.9 yearsPrice / Rent (PER)
median 28.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
5%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+12.9‰Net migration
median 12‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−1.0% interanual
6,439 20192021202320242026 7,269 · 20197,269 · 20198,933 · 20208,933 · 20208,077 · 20218,077 · 20217,247 · 20227,247 · 20226,693 · 20236,693 · 20236,741 · 20246,741 · 20246,502 · 20256,502 · 20256,439 · 20266,439 · 2026

Registered population

INE · yearly population register

0.0% interanual
189,866 20112014201720202025 186,185 · 2011186,185 · 2011186,185 · 2011186,185 · 2011186,185 · 2011186,185 · 2011186,185 · 2011186,185 · 2011186,409 · 2012186,409 · 2012186,409 · 2012186,409 · 2012186,409 · 2012186,409 · 2012186,409 · 2012186,409 · 2012186,500 · 2013186,500 · 2013186,500 · 2013186,500 · 2013186,500 · 2013186,500 · 2013186,500 · 2013186,500 · 2013186,126 · 2014186,126 · 2014186,126 · 2014186,126 · 2014186,126 · 2014186,126 · 2014186,126 · 2014186,126 · 2014186,095 · 2015186,095 · 2015186,095 · 2015186,095 · 2015186,095 · 2015186,095 · 2015186,095 · 2015186,095 · 2015186,064 · 2016186,064 · 2016186,064 · 2016186,064 · 2016186,064 · 2016186,064 · 2016186,064 · 2016186,064 · 2016186,370 · 2017186,370 · 2017186,370 · 2017186,370 · 2017186,370 · 2017186,370 · 2017186,370 · 2017186,370 · 2017186,665 · 2018186,665 · 2018186,665 · 2018186,665 · 2018186,665 · 2018186,665 · 2018186,665 · 2018186,665 · 2018187,415 · 2019187,415 · 2019187,415 · 2019187,415 · 2019187,415 · 2019187,415 · 2019187,415 · 2019187,415 · 2019188,240 · 2020188,240 · 2020188,240 · 2020188,240 · 2020188,240 · 2020188,240 · 2020188,240 · 2020188,240 · 2020188,102 · 2021188,102 · 2021188,102 · 2021188,102 · 2021188,102 · 2021188,102 · 2021188,102 · 2021188,102 · 2021187,849 · 2022187,849 · 2022187,849 · 2022187,849 · 2022188,743 · 2023188,743 · 2023188,743 · 2023188,743 · 2023189,093 · 2024189,093 · 2024189,093 · 2024189,093 · 2024189,866 · 2025189,866 · 2025189,866 · 2025189,866 · 2025

Net international migration

INE · immigration − emigration · yearly

+27.2% interanual
2,454 2021202220232024 631 · 2021631 · 20212,471 · 20222,471 · 20221,930 · 20231,930 · 20232,454 · 20242,454 · 2024

Recorded offences

Ministry of the Interior · cumulative

+79.6% interanual
24,472 202420252026 2,525 · 20242,525 · 20245,283 · 20245,283 · 20248,525 · 20248,525 · 202411,047 · 202411,047 · 202413,625 · 202513,625 · 202516,362 · 202516,362 · 202519,511 · 202519,511 · 202522,077 · 202522,077 · 202524,472 · 202624,472 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.