Xàbia/Jávea · Alicante/Alacant

Bare-ownership chalet with infinity pool

€855,000 2,021 €/m²

423 m² chalet in Jávea with three bathrooms, south orientation, sea views, pool, garden and parking. Sold as bare ownership while the current owners retain lifetime use.

Estimated monthly account

Rental income+€3,003/month
Mortgage 80% · 25 years · Euribor 2.95%−€3,226/month
Costs IBI, service charge, allowance · estimated−€92/month
Net cash flow −€314/month

Estimated up-front investment €265,050 · 20% deposit + 11% purchase costs

On Inmoblia since 29 August 2026 · Published by Mas Vida

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Detached house
Built area
423 m²
Bathrooms
3
Year built
1994
Condition
Good condition
Transaction type
Bare ownership
Tenure
Tenure unconfirmed
Orientation
South
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift
  • Heating +3
  • Terrace +3
  • Sea views +6
  • Pool
  • Garden
  • Parking 1 space +5
  • Storage room

The advert also mentions:

  • Lifetime use reserved by the sellers
  • Stated market value of €1,578,278
  • Stated 45% discount
  • Marble flooring
  • Rainwater storage tank
  • Covered porch
  • Three parking spaces
  • High-quality construction materials
  • Protected from north and east winds
  • Professional fees of 4% plus VAT
  • IBI, extraordinary assessments and building insurance paid by the buyer

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.6% interanual
123.1 20112014201820212024 100.1 · 2011100.1 · 201198.4 · 201298.4 · 201298.6 · 201398.6 · 201398.2 · 201498.2 · 2014100 · 2015100 · 2015101.3 · 2016101.3 · 2016101.4 · 2017101.4 · 2017104.2 · 2018104.2 · 2018107 · 2019107 · 2019108.4 · 2020108.4 · 2020111.5 · 2021111.5 · 2021115.5 · 2022115.5 · 2022118.9 · 2023118.9 · 2023123.1 · 2024123.1 · 2024

Housing transactions

MIVAU · deals per year

+1.6% interanual
1,073 20112015201820222025 514 · 2011514 · 2011604 · 2012604 · 2012639 · 2013639 · 2013761 · 2014761 · 2014942 · 2015942 · 2015897 · 2016897 · 2016984 · 2017984 · 20171,141 · 20181,141 · 2018926 · 2019926 · 2019682 · 2020682 · 20201,135 · 20211,135 · 20211,348 · 20221,348 · 20221,189 · 20231,189 · 20231,056 · 20241,056 · 20241,073 · 20251,073 · 2025

Investment guide for Xàbia/Jávea

Municipal demand

The structural depth of demand in the area.

28.5 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€29,976/year)
120%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
23.7 yearsPrice / Rent (PER)
median 28 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.6%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
7%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+24.3‰Net migration
median 12‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−5.4% interanual
942 20192021202320242026 1,502 · 20191,502 · 20191,746 · 20201,746 · 20201,743 · 20211,743 · 20211,228 · 20221,228 · 20221,122 · 20231,122 · 20231,058 · 20241,058 · 2024996 · 2025996 · 2025942 · 2026942 · 2026

Average gross income

AEAT · annual tax return

+3.4% interanual
€29,976 20132016201820212023 €21,590 · 2013€21,590 · 2013€21,509 · 2014€21,509 · 2014€22,852 · 2015€22,852 · 2015€23,618 · 2016€23,618 · 2016€23,777 · 2017€23,777 · 2017€25,018 · 2018€25,018 · 2018€24,759 · 2019€24,759 · 2019€24,314 · 2020€24,314 · 2020€26,365 · 2021€26,365 · 2021€28,998 · 2022€28,998 · 2022€29,976 · 2023€29,976 · 2023

Registered population

INE · yearly population register

0.0% interanual
30,642 20112014201820222025 32,469 · 201132,469 · 201132,469 · 201132,469 · 201132,983 · 201232,983 · 201232,983 · 201232,983 · 201233,149 · 201333,149 · 201333,149 · 201333,149 · 201329,067 · 201429,067 · 201429,067 · 201429,067 · 201427,681 · 201527,681 · 201527,681 · 201527,681 · 201527,225 · 201627,225 · 201627,225 · 201627,225 · 201627,060 · 201727,060 · 201727,060 · 201727,060 · 201727,224 · 201827,224 · 201827,224 · 201827,224 · 201827,604 · 201927,604 · 201927,604 · 201927,604 · 201928,016 · 202028,016 · 202028,016 · 202028,016 · 202027,983 · 202127,983 · 202127,983 · 202127,983 · 202128,731 · 202228,731 · 202228,731 · 202228,731 · 202229,760 · 202329,760 · 202329,760 · 202329,760 · 202330,131 · 202430,131 · 202430,131 · 202430,131 · 202430,642 · 202530,642 · 202530,642 · 202530,642 · 2025

Net international migration

INE · immigration − emigration · yearly

+28.4% interanual
745 2021202220232024 913 · 2021913 · 20211,082 · 20221,082 · 2022580 · 2023580 · 2023745 · 2024745 · 2024

Recorded offences

Ministry of the Interior · cumulative

+88.1% interanual
4,232 202420252026 478 · 2024478 · 2024911 · 2024911 · 20241,460 · 20241,460 · 20241,885 · 20241,885 · 20242,250 · 20252,250 · 20252,709 · 20252,709 · 20253,361 · 20253,361 · 20253,804 · 20253,804 · 20254,232 · 20264,232 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.