Calahorra · La Rioja

Bare-ownership central Calahorra house 250m²

€212,000 848 €/m²

Two-storey house in central Calahorra with 250 m² built on a 425 m² urban plot. Includes seven stated bedrooms, two bathrooms, an independent apartment, patio-garden, cellar and terrace.

Estimated monthly account

Rental income+€1,350/month
Mortgage 80% · 25 years · Euribor 2.95%−€800/month
Costs IBI, service charge, allowance · estimated−€29/month
Net cash flow +€521/month

Estimated up-front investment €60,420 · 20% deposit + 8.5% purchase costs includes 7.0% transfer tax in La Rioja; reduced rates may apply

On Inmoblia since 29 August 2026 · Published by Mas Vida

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
House
Built area
250 m²
Plot
425 m²
Bathrooms
2
Terrace
5 m²
Floors in the property
2
Year built
1955
Condition
Good condition
Transaction type
Bare ownership
Land classification
Urban land
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Heating +3
  • Air conditioning +3
  • Terrace 5 m² +5
  • Garden
  • Storage room

The advert also mentions:

  • Seller retains lifetime use and enjoyment rights
  • Independent two-bedroom apartment
  • 60 m² ground-floor recreation room
  • Patio-garden with annexes
  • Large cellar
  • Two spacious pantries
  • Traditional Castilla roof beams
  • Central location near services
  • Buyer pays property tax, extraordinary assessments and building insurance
  • Seller pays ordinary community fees, contents insurance, waste collection and utilities
  • Professional fees of 3% plus VAT excluded

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 7.6%An attractive annual rent against the purchase price.
  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+2.6% interanual
117.2 20112014201820212024 105.5 · 2011105.5 · 2011103.2 · 2012103.2 · 2012101.1 · 2013101.1 · 2013101.6 · 2014101.6 · 2014100 · 2015100 · 2015101.4 · 2016101.4 · 2016103.5 · 2017103.5 · 2017104.5 · 2018104.5 · 2018105.9 · 2019105.9 · 2019108 · 2020108 · 2020109.4 · 2021109.4 · 2021111.8 · 2022111.8 · 2022114.3 · 2023114.3 · 2023117.2 · 2024117.2 · 2024

Housing transactions

MIVAU · deals per year

+10.4% interanual
382 20112015201820222025 108 · 2011108 · 2011190 · 2012190 · 2012102 · 2013102 · 2013148 · 2014148 · 2014186 · 2015186 · 2015219 · 2016219 · 2016240 · 2017240 · 2017306 · 2018306 · 2018290 · 2019290 · 2019250 · 2020250 · 2020300 · 2021300 · 2021330 · 2022330 · 2022221 · 2023221 · 2023346 · 2024346 · 2024382 · 2025382 · 2025

Investment guide for Calahorra

Municipal demand

The structural depth of demand in the area.

7.7 yearsPurchase affordability
median 8 years years of household income to pay for the home (€27,412/year)
59%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
13.1 yearsPrice / Rent (PER)
median 28.3 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+0.8%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
11%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+11.9‰Net migration
median 11.9‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

+1.1% interanual
916 20192021202320242026 1,189 · 20191,189 · 20191,376 · 20201,376 · 20201,368 · 20211,368 · 20211,135 · 20221,135 · 20221,097 · 20231,097 · 20231,021 · 20241,021 · 2024906 · 2025906 · 2025916 · 2026916 · 2026

Average gross income

AEAT · annual tax return

+3.9% interanual
€27,412 20132016201820212023 €21,096 · 2013€21,096 · 2013€21,268 · 2014€21,268 · 2014€21,939 · 2015€21,939 · 2015€22,496 · 2016€22,496 · 2016€23,177 · 2017€23,177 · 2017€24,252 · 2018€24,252 · 2018€25,002 · 2019€25,002 · 2019€24,586 · 2020€24,586 · 2020€25,681 · 2021€25,681 · 2021€26,372 · 2022€26,372 · 2022€27,412 · 2023€27,412 · 2023

Registered population

INE · yearly population register

0.0% interanual
25,367 20112014201820222025 24,839 · 201124,839 · 201124,839 · 201124,839 · 201124,897 · 201224,897 · 201224,897 · 201224,897 · 201224,509 · 201324,509 · 201324,509 · 201324,509 · 201324,202 · 201424,202 · 201424,202 · 201424,202 · 201423,955 · 201523,955 · 201523,955 · 201523,955 · 201523,827 · 201623,827 · 201623,827 · 201623,827 · 201623,737 · 201723,737 · 201723,737 · 201723,737 · 201723,923 · 201823,923 · 201823,923 · 201823,923 · 201824,220 · 201924,220 · 201924,220 · 201924,220 · 201924,531 · 202024,531 · 202024,531 · 202024,531 · 202024,579 · 202124,579 · 202124,579 · 202124,579 · 202124,654 · 202224,654 · 202224,654 · 202224,654 · 202224,994 · 202324,994 · 202324,994 · 202324,994 · 202325,064 · 202425,064 · 202425,064 · 202425,064 · 202425,367 · 202525,367 · 202525,367 · 202525,367 · 2025

Net international migration

INE · immigration − emigration · yearly

+87.0% interanual
301 2021202220232024 243 · 2021243 · 2021487 · 2022487 · 2022161 · 2023161 · 2023301 · 2024301 · 2024

Recorded offences

Ministry of the Interior · cumulative

+70.9% interanual
2,791 202420252026 357 · 2024357 · 2024744 · 2024744 · 20241,101 · 20241,101 · 20241,372 · 20241,372 · 20241,633 · 20251,633 · 20251,970 · 20251,970 · 20252,312 · 20252,312 · 20252,551 · 20252,551 · 20252,791 · 20262,791 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.