Castro-Urdiales · Cantabria

Bright Castro Urdiales flat, two bedrooms

€265,000 3,118 €/m²

An 85 m² fourth-floor flat built in 2005, with two bathrooms, balcony views and communal pool, gardens and padel facilities. Ready to move into with gas heating, furnished interiors and equipped kitchen.

Estimated monthly account

Rental income+€697/month
Mortgage 80% · 25 years · Euribor 2.95%−€1,000/month
Costs IBI, service charge, allowance · estimated−€27/month
Net cash flow −€330/month

Estimated up-front investment €80,825 · 20% deposit + 10.5% purchase costs includes 9.0% transfer tax in Cantabria; reduced rates may apply

Reference AVDA -8865 · On Inmoblia since 29 August 2026 · Published by Inmobiliaria Avenida 155

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Flat
Built area
85 m²
Usable area
80 m²
Bedrooms
2
Bathrooms
2
Floor
4
Year built
2005
Condition
Good condition
Occupancy
Vacant
Aspect
Exterior
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift +3
  • Heating +3
  • Furnished +3
  • Exterior-facing +4
  • Balcony
  • Pool Communal +2
  • Garden Communal

The advert also mentions:

  • Panoramic views
  • Equipped kitchen
  • Individual gas water heating
  • PVC double-glazed windows
  • Video intercom
  • Communal padel court
  • Communal solarium
  • Communal tennis court
  • Active utility connections

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Ready to move intoFree of tenants: available to let from day one.
  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.7% interanual
117.7 20112014201820212024 109.7 · 2011109.7 · 2011107.3 · 2012107.3 · 2012103 · 2013103 · 2013100.6 · 2014100.6 · 2014100 · 2015100 · 2015101 · 2016101 · 2016102.3 · 2017102.3 · 2017102.2 · 2018102.2 · 2018105.9 · 2019105.9 · 2019106.6 · 2020106.6 · 2020107.8 · 2021107.8 · 2021111.3 · 2022111.3 · 2022113.5 · 2023113.5 · 2023117.7 · 2024117.7 · 2024

Housing transactions

MIVAU · deals per year

−3.2% interanual
753 20112015201820222025 290 · 2011290 · 2011265 · 2012265 · 2012298 · 2013298 · 2013301 · 2014301 · 2014410 · 2015410 · 2015452 · 2016452 · 2016694 · 2017694 · 2017664 · 2018664 · 2018699 · 2019699 · 2019537 · 2020537 · 2020842 · 2021842 · 2021714 · 2022714 · 2022580 · 2023580 · 2023778 · 2024778 · 2024753 · 2025753 · 2025

Investment guide for Castro-Urdiales

Municipal demand

The structural depth of demand in the area.

7.7 yearsPurchase affordability
median 7.9 years years of household income to pay for the home (€34,356/year)
24%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
31.7 yearsPrice / Rent (PER)
median 28.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+0.5%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
19%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+9.7‰Net migration
median 12‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

+2.4% interanual
1,830 20192021202320242026 2,081 · 20192,081 · 20192,382 · 20202,382 · 20202,518 · 20212,518 · 20212,134 · 20222,134 · 20222,005 · 20232,005 · 20231,925 · 20241,925 · 20241,787 · 20251,787 · 20251,830 · 20261,830 · 2026

Average gross income

AEAT · annual tax return

+3.1% interanual
€34,356 20132016201820212023 €28,326 · 2013€28,326 · 2013€28,370 · 2014€28,370 · 2014€28,926 · 2015€28,926 · 2015€29,864 · 2016€29,864 · 2016€29,795 · 2017€29,795 · 2017€30,607 · 2018€30,607 · 2018€31,314 · 2019€31,314 · 2019€31,085 · 2020€31,085 · 2020€32,164 · 2021€32,164 · 2021€33,322 · 2022€33,322 · 2022€34,356 · 2023€34,356 · 2023

Registered population

INE · yearly population register

0.0% interanual
33,450 20112014201820222025 32,374 · 201132,374 · 201132,374 · 201132,374 · 201132,522 · 201232,522 · 201232,522 · 201232,522 · 201232,309 · 201332,309 · 201332,309 · 201332,309 · 201332,144 · 201432,144 · 201432,144 · 201432,144 · 201431,833 · 201531,833 · 201531,833 · 201531,833 · 201531,901 · 201631,901 · 201631,901 · 201631,901 · 201631,817 · 201731,817 · 201731,817 · 201731,817 · 201731,977 · 201831,977 · 201831,977 · 201831,977 · 201832,069 · 201932,069 · 201932,069 · 201932,069 · 201932,270 · 202032,270 · 202032,270 · 202032,270 · 202032,975 · 202132,975 · 202132,975 · 202132,975 · 202133,109 · 202233,109 · 202233,109 · 202233,109 · 202233,225 · 202333,225 · 202333,225 · 202333,225 · 202333,482 · 202433,482 · 202433,482 · 202433,482 · 202433,450 · 202533,450 · 202533,450 · 202533,450 · 2025

Net international migration

INE · immigration − emigration · yearly

+20.9% interanual
324 2021202220232024 64 · 202164 · 2021377 · 2022377 · 2022268 · 2023268 · 2023324 · 2024324 · 2024

Recorded offences

Ministry of the Interior · cumulative

+81.0% interanual
3,577 202420252026 396 · 2024396 · 2024804 · 2024804 · 20241,245 · 20241,245 · 20241,577 · 20241,577 · 20241,976 · 20251,976 · 20252,354 · 20252,354 · 20252,756 · 20252,756 · 20253,152 · 20253,152 · 20253,577 · 20263,577 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.