Province

Investing in Cádiz: 7 €/m²/month in rent and 4.2% gross yield

Buying in Cádiz costs 1,941 €/m² on average and renting goes for 7 €/m² a month, leaving a gross yield of 4.2% before costs and taxes. It is essentially the Spanish average (4.2%), with purchase prices below the Spanish average.

7 €/m²/monthRent90 m² home: €615/month
1,941 €/m²Purchase90 m² home: €174,690
4.2%Gross yieldAnnual rent over purchase price
55/100Momentum50 = flat market
The map

The map of Cádiz

Its municipalities, coloured by gross yield. Grey ones publish too little data.

Jerez de la Frontera · 4.4% gross yieldAlgeciras · 5.0% gross yieldCádiz · 3.7% gross yieldSan Fernando · 4.1% gross yieldChiclana de la Frontera · 3.9% gross yieldPuerto de Santa María, El · 3.8% gross yieldSanlúcar de Barrameda · 3.9% gross yieldLínea de la Concepción, La · 5.4% gross yieldPuerto Real · 4.1% gross yieldSan Roque · 3.9% gross yieldArcos de la Frontera · 4.1% gross yieldRota · 3.6% gross yieldBarrios, Los · 4.5% gross yieldConil de la Frontera · 3.7% gross yieldBarbate · 3.3% gross yieldChipiona · 3.6% gross yieldTarifa · 3.5% gross yieldUbrique · 4.8% gross yieldVejer de la Frontera · 4.4% gross yieldVillamartín · 5.1% gross yieldMedina Sidonia · 4.3% gross yieldOlvera · 4.7% gross yieldBornos · 4.8% gross yieldBenalup-Casas Viejas · 4.7% gross yieldTrebujena · 5.5% gross yieldPuerto Serrano · 4.6% gross yieldJimena de la Frontera · 4.9% gross yieldPrado del Rey · 5.0% gross yieldPaterna de Rivera · 4.4% gross yieldAlgodonales · 4.9% gross yieldAlcalá de los Gazules · 4.5% gross yieldAlcalá del Valle · 4.9% gross yieldSan José del Valle · 5.2% gross yieldEspera · 4.8% gross yieldCastellar de la Frontera · 4.9% gross yieldSan Martín del Tesorillo · 4.8% gross yieldSetenil de las Bodegas · 4.8% gross yieldBosque, El · 4.7% gross yieldGrazalema · 4.4% gross yieldGastor, El · 4.9% gross yieldAlgar · 4.9% gross yieldZahara · 4.9% gross yieldTorre Alháquime · 5.5% gross yieldBenaocaz · 4.8% gross yieldVillaluenga del Rosario · 4.4% gross yield Jerez de la Frontera4.4%Arcos de la Frontera4.1%Medina Sidonia4.3%Tarifa3.5%Barrios, Los4.5% Jerez de la Frontera4.4%
Gross yield < 3%3–4 %4–5 %5–6 %≥ 6% sin datos

Administrative boundaries from the Spanish National Geographic Institute (CC BY 4.0). The Canary Islands are drawn shifted, as on any map of Spain.

The verdict

What the analysis sees

The specific signals the official data leaves about this market, before going into detail.

On gross yield it ranks 7 of 8 among the provinces of its region.

Cádiz has 1,257,041 residents, an average gross household income of €26,723 a year, an approximate unemployment rate of 18% (above the Spanish average). These are signals of how deep housing demand runs, not of the risk of any one tenant.

In favour

  • 844 properties analysedWe hold stock for sale here, each with its own investment score.

Against

  • Approximate unemployment of 18%Above the Spanish average: this is market context, not a measure of tenant risk.
  • 0.85 repossessions per 1,000 dwellingsRepossession pressure above the average, a provincial figure that signals market stress.
The market

What it costs and what it earns

The market level in Cádiz and what it means for a buy-to-let buyer. Per-m² figures are converted to a reference home of 90 m².

23.7 yearsPrice / Rent (PER)Years of rent to pay off the purchase
6.5 yearsAffordabilityHousehold incomes to pay for 90 m²
28%Rent burdenAnnual rent as a share of household income
0.76%Urban IBIHousing-stock-weighted average

Within Cádiz municipalities sit on average 28% away from that figure: real dispersion between local markets, not the estimate's margin of error. Drill down to a municipality to see its own.

1,941 €/m²Purchase price
Spain 2,028 €/m² €/m² of transactions, population-weighted average
7 €/m²/monthRent
Spain 7 €/m² €/m² a month, population-weighted average
4.2%Gross yield
Spain 4.2% annual rent over purchase price, before costs
The contrast

Expensive or profitable

Each municipality with enough data placed by what it costs to buy and what it earns. Top left is cheap and profitable; bottom right is expensive and earns little.

Spain 2,028 €/m²Spain 4.2% Jerez de la Frontera · 1,758 €/m² · 4.4%Algeciras · 1,565 €/m² · 5.0%Cádiz · 3,064 €/m² · 3.7%San Fernando · 1,952 €/m² · 4.1%Chiclana de la Frontera · 2,134 €/m² · 3.9%Puerto de Santa María, El · 2,438 €/m² · 3.8%Sanlúcar de Barrameda · 2,051 €/m² · 3.9%Línea de la Concepción, La · 1,651 €/m² · 5.4%Puerto Real · 1,964 €/m² · 4.1%San Roque · 2,538 €/m² · 3.9%Arcos de la Frontera · 1,261 €/m² · 4.1%Rota · 2,711 €/m² · 3.6%Barrios, Los · 1,966 €/m² · 4.5%Conil de la Frontera · 2,655 €/m² · 3.7%Barbate · 2,833 €/m² · 3.3%Chipiona · 2,986 €/m² · 3.6%Tarifa · 2,871 €/m² · 3.5%Ubrique · 1,341 €/m² · 4.8%Vejer de la Frontera · 1,560 €/m² · 4.4%Villamartín · 1,184 €/m² · 5.1%Medina Sidonia · 1,412 €/m² · 4.3%Olvera · 1,242 €/m² · 4.7%Bornos · 1,143 €/m² · 4.8%Benalup-Casas Viejas · 1,445 €/m² · 4.7%Trebujena · 1,212 €/m² · 5.5%Puerto Serrano · 1,399 €/m² · 4.6%Jimena de la Frontera · 1,077 €/m² · 4.9%Prado del Rey · 1,053 €/m² · 5.0%Paterna de Rivera · 1,464 €/m² · 4.4%Algodonales · 1,105 €/m² · 4.9%Alcalá de los Gazules · 1,508 €/m² · 4.5%Alcalá del Valle · 1,143 €/m² · 4.9%San José del Valle · 906 €/m² · 5.2%Espera · 1,191 €/m² · 4.8%Castellar de la Frontera · 1,317 €/m² · 4.9%San Martín del Tesorillo · 1,197 €/m² · 4.8%Setenil de las Bodegas · 1,208 €/m² · 4.8%Bosque, El · 1,634 €/m² · 4.7%Grazalema · 1,543 €/m² · 4.4%Gastor, El · 1,120 €/m² · 4.9%Algar · 992 €/m² · 4.9%Zahara · 1,136 €/m² · 4.9%Torre Alháquime · 725 €/m² · 5.5%Benaocaz · 1,314 €/m² · 4.8%Villaluenga del Rosario · 1,644 €/m² · 4.4% Torre AlháquimeTrebujenaLínea de la Concepción, LaTarifaBarbateCádizJerez de la FronteraAlgecirasSan FernandoChiclana de la FronteraPuerto de Santa María, ElSanlúcar de BarramedaPuerto RealSan RoqueArcos de la FronteraRotaBarrios, LosConil de la FronteraUbriqueVillamartínMedina SidoniaOlveraBornosPuerto SerranoPrado del ReyAlcalá del ValleSan José del ValleBosque, ElAlgar Torre AlháquimeTrebujenaLínea de la Concepción, LaTarifaBarbateCádiz 1,000 €/m²2,000 €/m²3,000 €/m² 3.0%4.0%5.0% Gross yield Purchase price (€/m²)
The comparison

Where it stands against the rest

Cádiz's percentile among the 52 provinces, computed on the same figure for all of them.

Gross yield4.2%
24
PeorMedianaMejor
Rent level7 €/m²/month
76
PeorMedianaMejor
Momentum55/100
47
PeorMedianaMejor

Within Andalucía it ranks 7 of 8 on gross yield.

The demand

Demand, employment and liquidity

The structural depth of the market: how many people live here, what they earn, how much changes hands and what stress it carries. This is market context, never a measure of tenant risk.

3Market turnover
Spain 3.3 transactions a year per 1,000 residents · more turnover, easier to resell
18%Unemployment (approx.)
Spain 11% registered unemployed over unemployed + social security contributors
€26,723Gross household income
Spain €31,185 annual income tax returns (AEAT), population-weighted territorial average
5.5‰Net migration
Spain 12.8‰ arrivals minus departures from abroad per 1,000 residents
0.85Repossession pressure
Spain 0.55 housing repossessions per 1,000 dwellings of the provincial stock · 2025
The risk

Housing repossessions

A figure the INE only publishes per province: how many urban dwellings end in repossession, against the total stock. It measures market stress, not tenant risk.

0.85Repossessions per 1,000 dwellings2025
3Market turnoverTransactions a year per 1,000 residents
45Municipalities in the provinceEach with its own guide
Inside Cádiz

The municipalities of Cádiz

The 40 most populated with their market level; the remaining 5 are linked below.

TerritoryPurchaseRentGross yieldMomentumAdverts
Jerez de la FronteraIn line with the Spanish average 1,758 €/m² 6 €/m²/month 4.4% 53/100 105
AlgecirasYield above the average 1,565 €/m² 7 €/m²/month 5.0% 60/100 86
CádizIn line with the Spanish average 3,064 €/m² 9 €/m²/month 3.7% 45/100 69
San FernandoIn line with the Spanish average 1,952 €/m² 7 €/m²/month 4.1% 60/100 72
Chiclana de la FronteraIn line with the Spanish average 2,134 €/m² 7 €/m²/month 3.9% 58/100 112
Puerto de Santa María, ElIn line with the Spanish average 2,438 €/m² 8 €/m²/month 3.8% 63/100 35
Sanlúcar de BarramedaIn line with the Spanish average 2,051 €/m² 7 €/m²/month 3.9% 66/100 34
Línea de la Concepción, LaYield above the average 1,651 €/m² 7 €/m²/month 5.4% 60/100 24
Puerto RealIn line with the Spanish average 1,964 €/m² 7 €/m²/month 4.1% 63/100 25
San RoqueIn line with the Spanish average 2,538 €/m² 8 €/m²/month 3.9% 58/100 6
Arcos de la FronteraIn line with the Spanish average 1,261 €/m² 4 €/m²/month 4.1% 68/100 14
RotaIn line with the Spanish average 2,711 €/m² 8 €/m²/month 3.6% 46/100 7
Barrios, LosIn line with the Spanish average 1,966 €/m² 7 €/m²/month 4.5% 40/100 7
Conil de la FronteraIn line with the Spanish average 2,655 €/m² 8 €/m²/month 3.7% 43/100 6
BarbateExpensive market relative to local income 2,833 €/m² 8 €/m²/month 3.3% 44/100 5
ChipionaIn line with the Spanish average 2,986 €/m² 9 €/m²/month 3.6% 44/100 10
TarifaExpensive market relative to local income 2,871 €/m² 8 €/m²/month 3.5% 41/100 3
UbriqueYield above the average 1,341 €/m² 5 €/m²/month 4.8% 59/100 132
Vejer de la FronteraIn line with the Spanish average 1,560 €/m² 6 €/m²/month 4.4% 61/100
VillamartínYield above the average 1,184 €/m² 5 €/m²/month 5.1% 50/100 9
Medina SidoniaIn line with the Spanish average 1,412 €/m² 5 €/m²/month 4.3% 46/100 5
OlveraIn line with the Spanish average 1,242 €/m² 5 €/m²/month 4.7% 72/100
BornosYield above the average 1,143 €/m² 5 €/m²/month 4.8% 60/100
Benalup-Casas ViejasIn line with the Spanish average 1,445 €/m² 6 €/m²/month 4.7% 29/100 5
TrebujenaYield above the average 1,212 €/m² 6 €/m²/month 5.5% 37/100 1
Puerto SerranoIn line with the Spanish average 1,399 €/m² 5 €/m²/month 4.6% 72/100 2
Jimena de la FronteraYield above the average 1,077 €/m² 4 €/m²/month 4.9% 29/100 5
Prado del ReyYield above the average 1,053 €/m² 4 €/m²/month 5.0% 61/100 5
Paterna de RiveraIn line with the Spanish average 1,464 €/m² 5 €/m²/month 4.4% 45/100 2
AlgodonalesYield above the average 1,105 €/m² 5 €/m²/month 4.9% 38/100
Alcalá de los GazulesIn line with the Spanish average 1,508 €/m² 6 €/m²/month 4.5% 26/100 2
Alcalá del ValleYield above the average 1,143 €/m² 5 €/m²/month 4.9% 60/100
San José del ValleYield above the average 906 €/m² 4 €/m²/month 5.2% 55/100 2
EsperaYield above the average 1,191 €/m² 5 €/m²/month 4.8% 48/100
Castellar de la FronteraYield above the average 1,317 €/m² 5 €/m²/month 4.9% 28/100 2
San Martín del TesorilloYield above the average 1,197 €/m² 5 €/m²/month 4.8% 74/100
Setenil de las BodegasIn line with the Spanish average 1,208 €/m² 5 €/m²/month 4.8% 79/100 1
Bosque, ElIn line with the Spanish average 1,634 €/m² 6 €/m²/month 4.7% 70/100 14
GrazalemaIn line with the Spanish average 1,543 €/m² 6 €/m²/month 4.4% 14/100 8
Gastor, ElYield above the average 1,120 €/m² 5 €/m²/month 4.9% 11/100
Nearby

Alternatives in Andalucía

Territories of the same level ranked by gross yield, to compare before deciding.

The inventory

What is for sale in Cádiz

Our catalogue in this territory, with an investment score computed property by property.

844Properties analysed14 at auction
€153,000Median priceOf the adverts for sale
52/100Median scoreMedian investment quality of the catalogue

See the 844 properties in Cádiz

The method

How this page is calculated

Where each figure comes from, over which territory and from what date. Confidence measures data coverage, never investment quality.

Data coverage

100/100

Cádiz covers 45 municipalities. Every figure is computed by summing or population-weighting those municipalities, never by averaging their percentages.

  • official rent series (SERPAVI) 12 of 45
  • series sufficient to measure momentum 45 of 45
  • official appraised value (MIVAU) 12 of 45
  • estimated market level 45 of 45
  • our own adverts 35 of 45

When each figure is from

For an aggregate we show the oldest figure from each source, since that is what limits how the whole can be read.

rent
2024
sale
2025
household income
2023
official appraisal
2026Q1
population register
2025
registered transactions
2026Q1
registered unemployment
2026M06
MIVAUAppraised housing value and registered transactions
SERPAVIOfficial reference rent index
INEPopulation register, migration and repossessions
AEATAverage gross household income
SEPE and Social SecurityRegistered unemployment and contributions
CatastroCadastral value, age and IBI rate
InmobliaOur own catalogue of adverts, each with its investment score

An indicative statistical estimate for comparing markets, not an appraisal or an investment recommendation. Gross yield does not deduct costs, IBI, insurance, voids or taxes.