Checking the original advert…

Auction Flat

Vilanova i la Geltrú · Barcelona · 08800

Auction flat in Vilanova, 59 m²

€141,175 2,393 €/m²

Ground-floor or first-floor dwelling in Vilanova i la Geltrú with 59 m² built area, three bedrooms, one bathroom and a terrace. Possession status is not recorded.

Estimated monthly account

Rental income+€565/month
Mortgage 80% · 25 years · Euribor 2.86%−€527/month
Costs IBI, service charge, allowance · estimated−€116/month
Net cash flow −€79/month

Estimated up-front investment €43,764 · 20% deposit + 11% purchase costs

Reference SUB-JA-2026-263947 · On Inmoblia since 19 August 2026

The auction

Auction details

Official terms published on the BOE auction portal.

Running Court auction Closes in 6 days
€141,175Opening bidMinimum published amount to bid
Possession
Not stated
Prior charges
Yes, charges published
Deposit to bid
€7,059
Auction closes
3 September 2026

Charges published by the BOE: VER EL CERTIFICADO DE DOMINIO Y CARGAS

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Some advert data is uncertain

We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.

Type
Flat
Built area
59 m²
Bedrooms
3
Bathrooms
1
Occupancy
Not stated
Transaction type
Auction
Fittings

Fittings and extras

Property characteristics published in the auction file.

  • Terrace

The advert also mentions:

  • Five percent registered ownership share
  • Registry property number 35933
  • IDUFIR 08168000328646
  • Access through the stairwell and landing

Free text we could not normalise into a comparable attribute, so it does not score.

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

No notable positive signals.

Against

  • Deposit requiredBidding requires posting the deposit the BOE demands in advance.
  • No valuation of our ownWe cannot measure the discount without an independent market valuation.
  • Prior charges publishedThe BOE publishes prior charges that may survive the award.
  • Closing soonSeven days or fewer remain to complete checks and submit a bid.
The auction score

How the score is built

This lot gets no overall score, but its factors are still measured. Each panel shows what we know and stays collapsed until you want to review the data.

Total score (the discount is missing, and it carries 45%)No score

Discount to market

45% of the score
Not measured

We have no market valuation of our own for this property, so we cannot measure the discount on the bid. Since it carries 45% of the total, the lot gets no overall score: we do not use the court appraisal as a substitute.

Effective bid
€141,175
Estimated market value
—
Calculated discount
—

The discount rises on a gradual curve: 20% is worth about 49/100 and 60% about 86/100. Source: the bid published by the BOE and Inmoblia's explainable valuation; the court appraisal is not used as market value.

Prior charges

15% of the score
15
Published position
Yes, charges published

BOE text: VER EL CERTIFICADO DE DOMINIO Y CARGAS

Prior charges may survive the award. No declared charges scores 100; if the BOE does not state it, 45; with published charges, 15.

Possession

20% of the score
45
Published position
Not stated

A vacant property scores 100; tenanted, 55; position unknown, 45; and occupied, 10, for the cost and time recovering possession may take.

Municipal liquidity

10% of the score
41
3.5Market turnover
median 3.3 transactions a year per 1,000 residents · more turnover, easier to resell · 2026Q1
0.74Repossession pressure
median 0.74 urban housing repossessions per 1,000 of the provincial stock · 2025

Repossessions are a provincial figure (INE) and turnover is municipal (MIVAU). They measure the market's risk and how easily it resells, not the quality of this particular property.

Without enough municipal coverage the factor stays at 50, neutral: it neither rewards nor penalises.

Valuation reliability

10% of the score
65
Valuation confidence
medium confidence
Evidence coverage
65%

The discount is only as reliable as the market value used as its reference. A high-confidence valuation scores 100; medium, 65; low or absent, 30.

Explainable valuation

An indicative estimate, not a certified appraisal. Each type of evidence is shown separately.

Medium65%
€141,175Advertised price2,393 €/m²
UnavailableOfficial closing price in the areaOfficial evidence, kept separate
2,698 €/m²Reference appraised valueMIVAU · 2026Q1

Fair rent range

4,392 observations
€425/monthP25
€519/monthmediana
€649/monthP75

Model explainable-municipal-v2 · calculated on 24 August 2026. medium confidence, adjusted for recency, granularity, sample and dispersion.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

They let for…

Comparable rentals in Vilanova i la Geltrú, including those already let.

They sell for…

Comparable sales in Vilanova i la Geltrú, including those already sold.

In most court auctions the charges ranking ahead of the executing creditor are not extinguished: the successful bidder takes them on. Possession is not guaranteed and may require eviction proceedings at the buyer's cost. Bidding requires a digital certificate, DNIe or Cl@ve and posting the stated deposit in advance. Always check the full terms in the official BOE notice.

Low confidence: key details of the file are missing; read the score with caution.

Confidence measures how much data we hold, not the quality of the investment. We publish no arrears estimates: income, employment and crime figures are market context, never an indicator of tenant risk.