Chiclana de la Frontera · Cádiz

Occupied co-owned townhouse, 300 m²

€171,550 572 €/m²

Townhouse in Chiclana de la Frontera with 4 bedrooms and 3 bathrooms. Sold as an indivisible co-ownership share without possession; interior viewings are unavailable.

Estimated monthly account

Rental income+€2,010/month
Mortgage 80% · 25 years · Euribor 2.86%−€641/month
Costs IBI, service charge, allowance · estimated−€71/month
Net cash flow +€1,298/month

Estimated up-front investment €53,180 · 20% deposit + 11% purchase costs

Reference 53062500 · On Inmoblia since 16 August 2026 · Published by Aliseda

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Townhouse
Built area
300 m²
Bedrooms
4
Bathrooms
3
Occupancy
Illegally occupied
Transaction type
Share sale
Energy certificate
In progress
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

The advert also mentions:

  • Co-ownership share sold without possession
  • No interior viewings permitted
  • Photos may not reflect current property condition
  • Nearby schools, public transport and supermarkets
  • Road access
  • Nearby healthcare, pharmacies and sports facilities
  • Nearby green areas and parks

Free text we could not normalise into a comparable attribute, so it does not score.

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 14.1%An attractive annual rent against the purchase price.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.6% interanual
120 20112014201820212024 104.4 · 2011104.4 · 2011104.9 · 2012104.9 · 2012100 · 2013100 · 201399.2 · 201499.2 · 2014100 · 2015100 · 2015102.1 · 2016102.1 · 2016103.3 · 2017103.3 · 2017105.6 · 2018105.6 · 2018108.3 · 2019108.3 · 2019109.2 · 2020109.2 · 2020111.1 · 2021111.1 · 2021113.6 · 2022113.6 · 2022115.8 · 2023115.8 · 2023120 · 2024120 · 2024

Housing transactions

MIVAU · deals per year

−9.0% interanual
1,510 20112015201820222025 636 · 2011636 · 2011750 · 2012750 · 2012591 · 2013591 · 2013663 · 2014663 · 20141,254 · 20151,254 · 2015860 · 2016860 · 20161,086 · 20171,086 · 20171,230 · 20181,230 · 20181,318 · 20191,318 · 20191,113 · 20201,113 · 20201,664 · 20211,664 · 20211,748 · 20221,748 · 20221,527 · 20231,527 · 20231,660 · 20241,660 · 20241,510 · 20251,510 · 2025

Investment guide for Chiclana de la Frontera

Municipal demand

The structural depth of demand in the area.

6.6 yearsPurchase affordability
median 7.8 years years of household income to pay for the home (€26,048/year)
93%Rent burden
median 32% annual rent as a share of household income · healthy below 30%
7.1 yearsPrice / Rent (PER)
median 27.1 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.1%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
19%Unemployment rate (approx.)
median 10% unemployed over unemployed + social security contributors (a proxy comparable across municipalities)
+6.7‰Net migration
median 11.9‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

−7.8% interanual
7,504 20192021202320242026 10,470 · 201910,470 · 201912,198 · 202012,198 · 202011,685 · 202111,685 · 202110,174 · 202210,174 · 20229,438 · 20239,438 · 20238,819 · 20248,819 · 20248,139 · 20258,139 · 20257,504 · 20267,504 · 2026

Average gross income

AEAT · annual tax return

+4.6% interanual
€26,048 20132016201820212023 €20,533 · 2013€20,533 · 2013€20,684 · 2014€20,684 · 2014€21,342 · 2015€21,342 · 2015€21,748 · 2016€21,748 · 2016€22,135 · 2017€22,135 · 2017€22,897 · 2018€22,897 · 2018€23,389 · 2019€23,389 · 2019€22,921 · 2020€22,921 · 2020€24,258 · 2021€24,258 · 2021€24,895 · 2022€24,895 · 2022€26,048 · 2023€26,048 · 2023

Registered population

INE · yearly population register

0.0% interanual
90,864 20112014201820222025 79,839 · 201179,839 · 201179,839 · 201179,839 · 201181,113 · 201281,113 · 201281,113 · 201281,113 · 201282,212 · 201382,212 · 201382,212 · 201382,212 · 201382,298 · 201482,298 · 201482,298 · 201482,298 · 201482,777 · 201582,777 · 201582,777 · 201582,777 · 201582,645 · 201682,645 · 201682,645 · 201682,645 · 201683,148 · 201783,148 · 201783,148 · 201783,148 · 201783,831 · 201883,831 · 201883,831 · 201883,831 · 201884,489 · 201984,489 · 201984,489 · 201984,489 · 201985,150 · 202085,150 · 202085,150 · 202085,150 · 202086,306 · 202186,306 · 202186,306 · 202186,306 · 202187,493 · 202287,493 · 202287,493 · 202287,493 · 202288,709 · 202388,709 · 202388,709 · 202388,709 · 202389,794 · 202489,794 · 202489,794 · 202489,794 · 202490,864 · 202590,864 · 202590,864 · 202590,864 · 2025

Net international migration

INE · immigration − emigration · yearly

+152.5% interanual
606 2021202220232024 126 · 2021126 · 2021516 · 2022516 · 2022240 · 2023240 · 2023606 · 2024606 · 2024

Recorded offences

Ministry of the Interior · cumulative

+72.3% interanual
8,738 202420252026 966 · 2024966 · 20242,033 · 20242,033 · 20243,159 · 20243,159 · 20244,133 · 20244,133 · 20245,072 · 20255,072 · 20256,008 · 20256,008 · 20256,995 · 20256,995 · 20257,950 · 20257,950 · 20258,738 · 20268,738 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.