Checking the original advert…
Sant Cugat del Vallès · Barcelona
Auction duplex in Sant Cugat
Duplex dwelling at calle Maria Benlliure 32 and calle Rubio i Tudurí s/n in Sant Cugat del Vallès. The record states occupants with right to remain and does not provide surface or room counts.
Reference SUB-NH-2026-1626090 · On Inmoblia since 12 August 2026
Auction details
Official terms published on the BOE auction portal.
- Possession
- Not stated
- Prior charges
- Yes, charges published
- Viewable
- No
- Deposit to bid
- €192,000
- Appraised value
- €960,000
- Auction closes
- 1 September 2026
Charges published by the BOE: Hipoteca que se ejecuta, otra Hipoteca, dos embargos y afecciones fiscales. Arrendada
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
- Type
- Duplex
- Built area
- 262 m²
- Year built
- 2005
- Occupancy
- Tenanted
- Transaction type
- Auction
Fittings and extras
Property characteristics published in the auction file.
The advert also mentions:
- Mortgage enforcement proceeding
- Not a habitual residence
- Occupants with right to remain
- Not visitable
- Additional mortgage
- Two liens
- Tax encumbrances
Free text we could not normalise into a comparable attribute, so it does not score.
What the analysis sees
The specific signals the model finds in this property and its municipality, before going into the score in detail.
In favour
No notable positive signals.
Against
- Unreliable valuationThe market reference has limited coverage; read the discount with caution.
- Deposit requiredBidding requires posting the deposit the BOE demands in advance.
- No valuation of our ownWe cannot measure the discount without an independent market valuation.
- Prior charges publishedThe BOE publishes prior charges that may survive the award.
How the score is built
This lot gets no overall score, but its factors are still measured. Each panel shows what we know and stays collapsed until you want to review the data.
Discount to market
Not measured
Discount to market
- Effective bid
- —
- Estimated market value
- €1,326,611
- Calculated discount
- —
The discount rises on a gradual curve: 20% is worth about 49/100 and 60% about 86/100. Source: the bid published by the BOE and Inmoblia's explainable valuation; the court appraisal is not used as market value.
Prior charges
15
Prior charges
- Published position
- Yes, charges published
BOE text: Hipoteca que se ejecuta, otra Hipoteca, dos embargos y afecciones fiscales. Arrendada
Prior charges may survive the award. No declared charges scores 100; if the BOE does not state it, 45; with published charges, 15.
Possession
45
Possession
- Published position
- Not stated
A vacant property scores 100; tenanted, 55; position unknown, 45; and occupied, 10, for the cost and time recovering possession may take.
Municipal liquidity
50
Municipal liquidity
Sin datos de liquidez para esta zona; el factor se estima en un valor neutro.
Without enough municipal coverage the factor stays at 50, neutral: it neither rewards nor penalises.
Valuation reliability
30
Valuation reliability
- Valuation confidence
- low confidence
- Evidence coverage
- 45%
The discount is only as reliable as the market value used as its reference. A high-confidence valuation scores 100; medium, 65; low or absent, 30.
Explainable valuation
An indicative estimate, not a certified appraisal. Each type of evidence is shown separately.
Fair purchase range
municipioFair rent range
5,109 observationsModel explainable-municipal-v2 · calculated on 12 August 2026. low confidence, adjusted for recency, granularity, sample and dispersion.
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
They let for…
Comparable rentals in Sant Cugat del Vallès, including those already let.
In most court auctions the charges ranking ahead of the executing creditor are not extinguished: the successful bidder takes them on. Possession is not guaranteed and may require eviction proceedings at the buyer's cost. Bidding requires a digital certificate, DNIe or Cl@ve and posting the stated deposit in advance. Always check the full terms in the official BOE notice.
Low confidence: key details of the file are missing; read the score with caution.
Confidence measures how much data we hold, not the quality of the investment. We publish no arrears estimates: income, employment and crime figures are market context, never an indicator of tenant risk.