Data updated on 29 August 2026Data updated: 29 Aug 2026
Málaga · Málaga
Bare-ownership flat in Málaga, 87 m²
One-bedroom first-floor flat with 87 m² built and 57.47 m² usable area. Recently renovated kitchen and bathroom, plus a 20.05 m² storage room; lifetime usufruct retained by the current owner.
Estimated monthly account
Estimated up-front investment €40,300 · 20% deposit + 11% purchase costs
On Inmoblia since 29 August 2026 · Published by Mas Vida
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
We show the source-reported value for context, but exclude it from calculations until the conflicting evidence is resolved.
- Type
- Flat
- Built area
- 87 m²
- Usable area
- 57 m²
- Bedrooms
- 1
- Bathrooms
- 1
- Floor
- primera planta
- Condition
- Good condition
- Transaction type
- Bare ownership
Fittings and extras
What the property comes with and how much each item weighs in the “Property data” sub-score.
- Storage room
The advert also mentions:
- Lifetime usufruct retained by the current owner
- Current owner is 66 years old
- Kitchen renovated in 2021
- Bathroom renovated in 2025
- Storage room of approximately 20.05 m²
- Buyer pays purchase formalization costs
- Seller pays municipal capital gains tax
- Professional fees of €6,000 plus VAT are excluded
Free text we could not normalise into a comparable attribute, so it does not score.
What the analysis sees
The specific signals the model finds in this property and its municipality, before going into the score in detail.
In favour
- Gross yield of 7.7%An attractive annual rent against the purchase price.
- In good conditionNo renovation needed to put it on the rental market.
Against
No notable risks in the available data.
Municipal momentum
Where the local market is heading.
Rent price index
INE · 2011 base = 100 · yearly
Housing transactions
MIVAU · deals per year
Municipal demand
The structural depth of demand in the area.
Registered unemployment
SEPE · yearly average
Average gross income
AEAT · annual tax return
Registered population
INE · yearly population register
Net international migration
INE · immigration − emigration · yearly
Recorded offences
Ministry of the Interior · cumulative
Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
They let for…
Comparable rentals in Málaga, including those already let.
This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:
- Possession: that it is vacant, with no squatters and no tenants on a live contract.
- If it is let, the current rent, the type of contract and its expiry date.
- The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
- The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
- The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
- Charges, mortgages, seizures or easements in the Land Registry extract.