Data updated on 29 August 2026Data updated: 29 Aug 2026
Torre del Mar · Vélez-Málaga · Málaga · 29740
Bare-ownership flat with three bedrooms
91 m² first-floor flat in Torre del Mar with three bedrooms, terrace and lift. Viewing is unavailable and the sale is for bare ownership with a single payment.
Estimated monthly account
Estimated up-front investment €23,622 · 20% deposit + 11% purchase costs
On Inmoblia since 29 August 2026 · Published by Mas Vida
Specifications
What the advert says about the property: floor area, layout, condition and registry details.
- Type
- Flat
- Built area
- 91 m²
- Bedrooms
- 3
- Bathrooms
- 1
- Floor
- primera planta
- Year built
- 1973
- Transaction type
- Bare ownership
Fittings and extras
What the property comes with and how much each item weighs in the “Property data” sub-score.
- Lift
- Terrace +3
The advert also mentions:
- 70% discount
- No viewing possible
- Single payment for bare ownership
- Maintenance costs allocated between buyer and seller
- Buyer pays IBI, extraordinary charges and building insurance
- Seller pays ordinary community fees, contents insurance, waste tax and utilities
- Professional fees of 5% plus VAT, with a minimum of €6,000
- Near shops, schools, restaurants and walking areas
- Easy access to public transport and the N-340
- Near the beach
Free text we could not normalise into a comparable attribute, so it does not score.
How these values score
What the analysis sees
The specific signals the model finds in this property and its municipality, before going into the score in detail.
In favour
- Gross yield of 9.7%An attractive annual rent against the purchase price.
Against
No notable risks in the available data.
Municipal momentum
Where the local market is heading.
Rent price index
INE · 2011 base = 100 · yearly
Housing transactions
MIVAU · deals per year
Municipal demand
The structural depth of demand in the area.
Registered unemployment
SEPE · yearly average
Average gross income
AEAT · annual tax return
Registered population
INE · yearly population register
Net international migration
INE · immigration − emigration · yearly
Recorded offences
Ministry of the Interior · cumulative
Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.
Similar properties nearby
Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.
They let for…
Comparable rentals in Vélez-Málaga, including those already let.
They sell for…
Comparable sales in Vélez-Málaga, including those already sold.
This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:
- Possession: that it is vacant, with no squatters and no tenants on a live contract.
- If it is let, the current rent, the type of contract and its expiry date.
- The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
- The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
- The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
- Charges, mortgages, seizures or easements in the Land Registry extract.