Los Peñascales · Torrelodones · Madrid · 28250

Renovated four-floor chalet with pool

€840,000 2,373 €/m²

Independent chalet in Los Peñascales, Torrelodones, with 354 m² built area, 6 bedrooms, 4 bathrooms and a separate toilet. Features a private pool, elevator across four floors, natural gas heating and views towards El Pardo.

Estimated monthly account

Rental income+€4,213/month
Mortgage 80% · 25 years · Euribor 2.86%−€3,138/month
Costs IBI, service charge, allowance · estimated−€97/month
Net cash flow +€977/month

Estimated up-front investment €260,400 · 20% deposit + 11% purchase costs

On Inmoblia since 28 August 2026 · Published by Capital Home Torrelodones

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Detached house
Built area
354 m²
Bedrooms
6
Bathrooms
4
Toilets
1
Floors in the property
4
Condition
Good condition
Fittings

Fittings and extras

What the property comes with and how much each item weighs in the “Property data” sub-score.

  • Lift
  • Heating +3
  • Air conditioning +3
  • Pool
  • Garden

The advert also mentions:

  • Views towards El Pardo
  • Front porch with double-height ceiling
  • Office kitchen
  • Built-in wardrobes
  • Dressing area
  • En-suite bathroom
  • Gym
  • Laundry area
  • Built-in barbecue
  • Design fireplace
  • Garden skylight
  • Natural grass

Free text we could not normalise into a comparable attribute, so it does not score.

How these values score

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Gross yield of 6.0%An attractive annual rent against the purchase price.
  • In good conditionNo renovation needed to put it on the rental market.

Against

No notable risks in the available data.

Municipal momentum

Where the local market is heading.

Rent price index

INE · 2011 base = 100 · yearly

+3.4% interanual
120.5 20112014201820212024 102 · 2011102 · 2011100.3 · 2012100.3 · 201298.3 · 201398.3 · 201398 · 201498 · 2014100 · 2015100 · 2015102.3 · 2016102.3 · 2016104.3 · 2017104.3 · 2017105.9 · 2018105.9 · 2018108.6 · 2019108.6 · 2019109.6 · 2020109.6 · 2020111.4 · 2021111.4 · 2021113.6 · 2022113.6 · 2022116.5 · 2023116.5 · 2023120.5 · 2024120.5 · 2024

Housing transactions

MIVAU · deals per year

+3.1% interanual
304 20112015201820222025 173 · 2011173 · 2011123 · 2012123 · 2012153 · 2013153 · 2013181 · 2014181 · 2014174 · 2015174 · 2015255 · 2016255 · 2016338 · 2017338 · 2017307 · 2018307 · 2018385 · 2019385 · 2019298 · 2020298 · 2020310 · 2021310 · 2021276 · 2022276 · 2022258 · 2023258 · 2023295 · 2024295 · 2024304 · 2025304 · 2025

Investment guide for Torrelodones

Municipal demand

The structural depth of demand in the area.

13.7 yearsPurchase affordability
median 8.1 years years of household income to pay for the home (€61,359/year)
82%Rent burden
median 33% annual rent as a share of household income · healthy below 30%
16.6 yearsPrice / Rent (PER)
median 27.7 years years of rent to pay off the purchase · lower is cheaper relative to its rent
+1.3%Rent trajectory
0 = flat average annual growth of the municipal rent index (INE)
+5.0‰Net migration
median 12‰ arrivals minus departures from abroad per 1,000 residents · a growing population sustains demand

Registered unemployment

SEPE · yearly average

+0.3% interanual
636 20192021202320242026 674 · 2019674 · 2019857 · 2020857 · 2020894 · 2021894 · 2021713 · 2022713 · 2022656 · 2023656 · 2023651 · 2024651 · 2024634 · 2025634 · 2025636 · 2026636 · 2026

Average gross income

AEAT · annual tax return

+4.6% interanual
€61,359 20132016201820212023 €44,953 · 2013€44,953 · 2013€45,691 · 2014€45,691 · 2014€47,966 · 2015€47,966 · 2015€49,467 · 2016€49,467 · 2016€50,234 · 2017€50,234 · 2017€54,123 · 2018€54,123 · 2018€56,002 · 2019€56,002 · 2019€54,210 · 2020€54,210 · 2020€56,165 · 2021€56,165 · 2021€58,654 · 2022€58,654 · 2022€61,359 · 2023€61,359 · 2023

Registered population

INE · yearly population register

0.0% interanual
25,433 20112014201820222025 22,354 · 201122,354 · 201122,354 · 201122,354 · 201122,680 · 201222,680 · 201222,680 · 201222,680 · 201222,782 · 201322,782 · 201322,782 · 201322,782 · 201322,838 · 201422,838 · 201422,838 · 201422,838 · 201423,117 · 201523,117 · 201523,117 · 201523,117 · 201523,123 · 201623,123 · 201623,123 · 201623,123 · 201623,128 · 201723,128 · 201723,128 · 201723,128 · 201723,361 · 201823,361 · 201823,361 · 201823,361 · 201823,717 · 201923,717 · 201923,717 · 201923,717 · 201923,902 · 202023,902 · 202023,902 · 202023,902 · 202024,122 · 202124,122 · 202124,122 · 202124,122 · 202124,775 · 202224,775 · 202224,775 · 202224,775 · 202225,115 · 202325,115 · 202325,115 · 202325,115 · 202325,316 · 202425,316 · 202425,316 · 202425,316 · 202425,433 · 202525,433 · 202525,433 · 202525,433 · 2025

Net international migration

INE · immigration − emigration · yearly

−2.3% interanual
127 2021202220232024 168 · 2021168 · 2021191 · 2022191 · 2022130 · 2023130 · 2023127 · 2024127 · 2024

Recorded offences

Ministry of the Interior · cumulative

+81.7% interanual
2,666 202420252026 307 · 2024307 · 2024635 · 2024635 · 2024907 · 2024907 · 20241,177 · 20241,177 · 20241,467 · 20251,467 · 20251,752 · 20251,752 · 20252,055 · 20252,055 · 20252,353 · 20252,353 · 20252,666 · 20262,666 · 2026

Recorded offences (municipalities over 20,000 residents only, from 2024) are territorial context: they do not label an area “safe” or “unsafe”, nor do they measure tenant risk.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

This is a shortlisting pass over the advert's data, not a due diligence report. Before deciding, check the points we cannot verify from here:

  • Possession: that it is vacant, with no squatters and no tenants on a live contract.
  • If it is let, the current rent, the type of contract and its expiry date.
  • The real state of repair and services (possible hidden renovation work) and a valid energy certificate.
  • The real service charge and, above all, whether any special levies are approved or pending: they appear in the minutes of the last owners' meetings.
  • The property's actual IBI: our figure is an estimate from the municipality's cadastral values, not the specific bill.
  • Charges, mortgages, seizures or easements in the Land Registry extract.