Checking the original advert…

Auction Duplex

Lugo · Lugo · 27001

Duplex in Lugo with parking and storage

€473,866

159 m² usable duplex in Lugo, spanning the fourth floor and attic. Includes a storage room and an exclusive parking space in a shared garage.

Reference SUB-JA-2026-263469 · On Inmoblia since 7 August 2026

The auction

Auction details

Official terms published on the BOE auction portal.

Finished Court auction Closed on 27 August 2026
€473,866Opening bidMinimum published amount to bid
Possession
Not stated
Prior charges
Yes, charges published
Deposit to bid
€23,693

Charges published by the BOE: SEGUN CERTIFICACION

The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Duplex
Usable area
159 m²
Bedrooms
1
Floors in the property
2
Floor
cuarta planta alta y bajo cubierta
Occupancy
Not stated
Transaction type
Auction
Fittings

Fittings and extras

Property characteristics published in the auction file.

  • Parking 1 space
  • Storage room

The advert also mentions:

  • Address on Ronda da Muralla, 142
  • Judicial enforcement auction
  • 11.2 m² storage room
  • Exclusive use of parking space 27 in shared garage
  • One-sixtieth undivided share of garage premises
  • Cadastral reference 7332001PH1673S0033IX
  • Residential property registered as finca 97492

Free text we could not normalise into a comparable attribute, so it does not score.

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

No notable positive signals.

Against

  • Deposit requiredBidding requires posting the deposit the BOE demands in advance.
  • No valuation of our ownWe cannot measure the discount without an independent market valuation.
  • Prior charges publishedThe BOE publishes prior charges that may survive the award.
The auction score

How the score is built

This lot gets no overall score, but its factors are still measured. Each panel shows what we know and stays collapsed until you want to review the data.

Total score (the discount is missing, and it carries 45%)No score

Discount to market

45% of the score
Not measured

We have no market valuation of our own for this property, so we cannot measure the discount on the bid. Since it carries 45% of the total, the lot gets no overall score: we do not use the court appraisal as a substitute.

Effective bid
€473,866
Estimated market value
—
Calculated discount
—

The discount rises on a gradual curve: 20% is worth about 49/100 and 60% about 86/100. Source: the bid published by the BOE and Inmoblia's explainable valuation; the court appraisal is not used as market value.

Prior charges

15% of the score
15
Published position
Yes, charges published

BOE text: SEGUN CERTIFICACION

Prior charges may survive the award. No declared charges scores 100; if the BOE does not state it, 45; with published charges, 15.

Possession

20% of the score
45
Published position
Not stated

A vacant property scores 100; tenanted, 55; position unknown, 45; and occupied, 10, for the cost and time recovering possession may take.

Municipal liquidity

10% of the score
50
3.1Market turnover
median 3.3 transactions a year per 1,000 residents · more turnover, easier to resell · 2026Q1
0.1Repossession pressure
median 0.74 urban housing repossessions per 1,000 of the provincial stock · 2025

Repossessions are a provincial figure (INE) and turnover is municipal (MIVAU). They measure the market's risk and how easily it resells, not the quality of this particular property.

Without enough municipal coverage the factor stays at 50, neutral: it neither rewards nor penalises.

Valuation reliability

10% of the score
30
Valuation confidence
low confidence

The discount is only as reliable as the market value used as its reference. A high-confidence valuation scores 100; medium, 65; low or absent, 30.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

They sell for…

Comparable sales in Lugo, including those already sold.

In most court auctions the charges ranking ahead of the executing creditor are not extinguished: the successful bidder takes them on. Possession is not guaranteed and may require eviction proceedings at the buyer's cost. Bidding requires a digital certificate, DNIe or Cl@ve and posting the stated deposit in advance. Always check the full terms in the official BOE notice.

Low confidence: key details of the file are missing; read the score with caution.

Confidence measures how much data we hold, not the quality of the investment. We publish no arrears estimates: income, employment and crime figures are market context, never an indicator of tenant risk.