Chiclana de la Frontera · Cádiz · 11130

Ground-floor apartment in Chiclana auction

€42,000 350 €/m²

Ground-floor dwelling in Chiclana de la Frontera. Area, room count and possession status are not stated.

Reference SUB-JA-2026-264130 · On Inmoblia since 7 August 2026

The auction

Auction details

Official terms published on the BOE auction portal.

Finished Court auction Closed on 17 August 2026
€42,000Opening bidMinimum published amount to bid
€259,608Estimated market valueInmoblia's own valuation, not the court appraisal
+84%Estimated discountOf the bid against our market value
Possession
Not stated
Prior charges
Not stated
Deposit to bid
€2,100
The property

Specifications

What the advert says about the property: floor area, layout, condition and registry details.

Type
Apartment
Built area
120 m²
Floor
planta baja
Year built
1988
Transaction type
Auction
Fittings

Fittings and extras

Property characteristics published in the auction file.

The advert also mentions:

  • Address: La Ceramica 1, ground floor, door 2 I
  • Not designated as the habitual residence
  • BOE announcement B-2026-25138
  • Registry property 39688

Free text we could not normalise into a comparable attribute, so it does not score.

The verdict

What the analysis sees

The specific signals the model finds in this property and its municipality, before going into the score in detail.

In favour

  • Deep discountThe effective bid is at least 30% below our market valuation.

Against

  • Charges unconfirmedThe BOE does not state whether prior charges survive the award.
  • Unreliable valuationThe market reference has limited coverage; read the discount with caution.
  • Deposit requiredBidding requires posting the deposit the BOE demands in advance.
The auction score

How the score is built

The auction score is the weighted sum of five factors. Each panel shows its contribution and stays collapsed until you want to review the data behind it.

Total score (weighted sum of the five factors)66/100

Discount to market

45% of the score +42 pts
94
Effective bid
€42,000
Estimated market value
€259,608
Calculated discount
+84%

The discount rises on a gradual curve: 20% is worth about 49/100 and 60% about 86/100. Source: the bid published by the BOE and Inmoblia's explainable valuation; the court appraisal is not used as market value.

Prior charges

15% of the score +7 pts
45
Published position
Not stated

Prior charges may survive the award. No declared charges scores 100; if the BOE does not state it, 45; with published charges, 15.

Possession

20% of the score +9 pts
45
Published position
Not stated

A vacant property scores 100; tenanted, 55; position unknown, 45; and occupied, 10, for the cost and time recovering possession may take.

Municipal liquidity

10% of the score +5 pts
50

Sin datos de liquidez para esta zona; el factor se estima en un valor neutro.

Without enough municipal coverage the factor stays at 50, neutral: it neither rewards nor penalises.

Valuation reliability

10% of the score +3 pts
30
Valuation confidence
low confidence
Evidence coverage
45%

The discount is only as reliable as the market value used as its reference. A high-confidence valuation scores 100; medium, 65; low or absent, 30.

Explainable valuation

An indicative estimate, not a certified appraisal. Each type of evidence is shown separately.

Low45%
€42,000Advertised price350 €/m²
€259,608Estimated fair value2 deduplicated comparables
UnavailableOfficial closing price in the areaOfficial evidence, kept separate

Fair purchase range

municipio
€206,693P25
€259,608mediana
€298,549P75
2,163 €/m²Reference appraised valueMIVAU · 2026Q1

Fair rent range

1,079 observations
€648/monthP25
€804/monthmediana
€984/monthP75

Model explainable-municipal-v2 · calculated on 27 August 2026. low confidence, adjusted for recency, granularity, sample and dispersion.

Comparables

Similar properties nearby

Real references of the same municipality and type, to cross-check rent and price. They are not necessarily active offers.

In most court auctions the charges ranking ahead of the executing creditor are not extinguished: the successful bidder takes them on. Possession is not guaranteed and may require eviction proceedings at the buyer's cost. Bidding requires a digital certificate, DNIe or Cl@ve and posting the stated deposit in advance. Always check the full terms in the official BOE notice.

Low confidence: key details of the file are missing; read the score with caution.

Confidence measures how much data we hold, not the quality of the investment. We publish no arrears estimates: income, employment and crime figures are market context, never an indicator of tenant risk.